Hamden Town property record for 190 Westminster St, Hamden, CT 06518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2026) |
| Tax Bill | $10,042 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2728 B:114 L:00-0000 |
| Primary APN | HAMD M:2728 B:114 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,333 sqft |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 190 WESTMINSTER ST |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06518-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 114 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 166003 |
190 Westminster St is owned and occupied by an individual who bought it in August 2026.
Source: Hamden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jul 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2018 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Book / Page | 5402 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Aug 28, 2026 |
| Property Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Document Number | 0000005077 |
| Book / Page | 5402 / 70 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20265077 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Document Number | 5402000072, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 5402/72 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4879-82 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 4879/82 |
| Instrument | 6796 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4717-313 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 4717/313 |
| Instrument | 3815 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jan 18, 2018 |
| Property Address | 190 WESTMINSTER ST, HAMDEN, CT 06518-3314 |
| Document Number | 4483-273 |
| Book / Page | 004483 / 000273 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 WESTMINSTER ST HAMDEN CT 065183314, HAMDEN, CT 06518-3314 |
| Document Number | 4483-274 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 004483/000274 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2048 |
The 2026 property tax bill for 190 Westminster St was $10,042.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,042.00 | $187,110 (-) Land $60,410 Building $126,700 | $319,667 (+144.06%) |
| 2025 | $187,110 (+50.76%) Land $60,410 Building $126,700 | $130,977 Land $42,287 Building $88,690 | |
| 2024 | $9,707.00 (+40.64%) | $124,110 (+3.26%) Land $41,720 Building $82,390 | |
| 2023 | $6,902.00 | $120,190 Land $41,720 Building $78,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 190 Westminster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 Westminster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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