190 Waters Edge Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 190 Waters Edge Dr, Florence, AL 35634

Property Summary

Property Type	Other Improved
Details	900 sqft
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Tax Bill	$474 (2025)
Deeds & Mortgages	Feb 2021 Sale Feb 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-09-29-0-001-005-027`

Property Details

APN / Parcel Number

Primary APN	`04-09-29-0-001-005-027`
Alternative APNs	`064671` `14794` `64671`

Interior

Building Area	900 sqft Total Area

Exterior

Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	64671
Street Address	190 WATERS EDGE DR
City	FLORENCE
State	AL
Zip	35634
Property Category	Other
Property Type	Other > Other Improved
Legal Description	100 X 226.94 IRR LOT PT OF NE/4 OF NE/4 SEC 29 T1S R10W .51 AC/D
Legal Range	10W
Legal Township	01S
Legal Section	29
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

190 Waters Edge Dr is owned by a company that acquired it in February 2021.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Company Name on File
Mailing Address	3882 COUNTY ROAD 73, KILLEN, AL 35645-5563
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed, Transfer
Feb 5, 2021	Deed, Transfer
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ALABAMA FARM CREDIT FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021
Deed Sale	Feb 5, 2021
Prior Sale	Feb 5, 2021
Deed Book / Page	2021 / 7257
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 5, 2021
Property Address	190 WATERS EDGE DR, FLORENCE, AL 35634
Document Number	2021/7254
Book / Page	2021 / 7254
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3882 COUNTY ROAD 73, 3882, KILLEN, AL 35645-5563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3882 COUNTY ROAD 73, KILLEN, AL 35645-5563

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 5, 2021
Property Address	190 WATERS EDGE DR, FLORENCE, AL 35634
Document Number	2021/7257
Book / Page	2021 / 7257
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3882 COUNTY ROAD 73, 3882, KILLEN, AL 35645-5563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3882 COUNTY ROAD 73, KILLEN, AL 35645-5563

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 24, 2017
Property Address	190 WATERS EDGE DR, FLORENCE, AL 35634
Document Number	2017/22194
Book / Page	2017 / 22194
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 WHISPERING HILLS DR, 249, FLORENCE, AL 35634-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 COUNTY ROAD 235, TOWN CREEK, AL 35672-4527

Mortgage

Document Number	2017/22196
Date	May 24, 2017
Book Page	2017/22196

Lender

Name	ALABAMA FARM CREDIT FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 190 Waters Edge Dr was $474.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$474.00	$13,560	$74,400 Land $54,500 Building $19,900
2023	$406.00 (+19.41%)	$8,260 (-15.02%) Land $8,260	$58,100 (+19.55%) Land $41,300 Building $16,800
2022	$340.00	$9,720	$48,600 Land $35,500 Building $13,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Waters Edge Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Waters Edge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures