190 Water St, Exeter, NH 03833 Property Records

Rockingham County and Exeter Town property record for 190 Water St, Exeter, NH 03833

Property Summary

Property Type	Commercial Condominium
Details	586 sqft · built 1890
Owner	Individual Name on File
Last Sale	$410,000 (May 2022)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	May 2022 Sale May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EXTR M:064 L:048-6`

Property Details

APN / Parcel Number

Primary APN	`EXTR M:064 L:048-6`
Alternative APNs	`M:064 L:048=6` `N2099R`

Interior

Stories	1 Story
Building Area	586 sqft Total Area
1st Floor Area	586 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	N2099R
Street Address	190 WATER ST
City	EXETER
State	NH
Zip	03833-2416
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	WC
Legal Subdivision	MCREEL
Legal Lot Number	48-6
Jurisdiction	EXETER TOWN NH
Township / Civil Division	EXETER
Census Block Group	4
Census Block	4011
Census Tract	106200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Exeter Waterfront Commercial Historic District (Boundary Increase) listed 1986 · 7 contributing resources · NRIS 86003516
Individually Listed	Ladd-Gilman House listed 1974 · 1 contributing resources · National Historic Landmark (designated 1974) · NRIS 74002055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

190 Water St, a commercial property, is owned by an individual who bought it in May 2022.

Source: Rockingham County and Exeter Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	190 WATER ST, EXETER, NH 03833-2416
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer
May 19, 2021	Warranty Deed, Transfer
Dec 3, 2019	Warranty Deed, Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	May 19, 2021 · Amount on File
Deed Document Number	202222023582
Deed Book / Page	6411 / 2020
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	May 27, 2022
Property Address	190 WATER ST, EXETER, NH 03833-2416
Document Number	06411-2020
Book / Page	6411 / 2020
Instrument Date	May 25, 2022
Instrument	22023582
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 WATER ST STE 18, 18, EXETER, NH 03833-2422

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	May 19, 2021
Property Address	190 WATER ST, EXETER, NH 03833-2416
Document Number	6280-1737
Book / Page	6280 / 1737
Instrument Date	May 17, 2021
Instrument	21033053
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 E BARNETT RD, MEDFORD, OR 97504-8281

December 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	EXETER TOWN NH
Recording Date	Dec 3, 2019
Property Address	190 WATER ST, EXETER, NH 03833-2416
Document Number	0060622269
Book / Page	006062 / 002269
Instrument Date	Nov 27, 2019
Instrument	51178
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	GOLD TITLE

Transaction

Amount	Amount on Record
Tax	$40.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 WATER ST #18 EXETER NH 038332422, 18, EXETER, NH 03833-2422

Mortgage

Document Number	60622271
Date	Dec 3, 2019
Book Page	006062/002271
Instrument	51179

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 190 Water St was $3,110, up 5.4% from the year before.

Source: Rockingham County and Exeter Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Exeter Town
Secondary School District	Exeter Regional Cooperative School District (06 - 12)
Elementary School District	Exeter School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,110.00 (+5.42%)	$165,800 (-) Building $165,800
2024	$2,950.00 (-11.73%)	$165,800 (+32.85%) Building $165,800
2023	$3,342.00 (+8.19%)	$124,800 (-) Building $124,800
2022	$3,089.00	$124,800 Building $124,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 7 condo units
Nearby Flood Claims	47 (1981–2014)
Claims Outside the SFHA	9 of 47
Most Recent Claim	Mar 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 22 claims Fall Northeaster Rainstorm, Oct 1996 · 11 claims Severe Storms & Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EXETER WATER DEPT serves 12,236 people · EPA ID NH0801010
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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