190 Washington St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 190 Washington St, Geneva, NY 14456

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,162 sqft · built 1900
Lot Size	0.244 acres (10,659 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2025)
Tax Bill	$4,761 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
APN	`320500 104.57-1-51`

Property Details

APN / Parcel Number

Primary APN	`320500 104.57-1-51`
Alternative APNs	`050010405700010510000000` `06600880`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,162 sqft Total Area
1st Floor Area	1,081 sqft
2nd Floor Area	1,081 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,659 sqft (0.244 acres)
Lot Dimensions	209 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06600880
Street Address	190 WASHINGTON ST
City	GENEVA
State	NY
Zip	14456-2841
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MR
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2002
Census Tract	51801

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 EXCHANGE ST, 3, GENEVA, NY 14456-2428
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Jan 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RUEHLCO LLC
Jul 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Book / Page	1567 / 195
Prior Transfer Date	Feb 10, 2006
Prior Transfer Doc	1157000574
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Sep 23, 2025
Property Address	190 WASHINGTON ST, GENEVA, NY 14456-2841
Document Number	001567/195
Book / Page	1567 / 195
Instrument Date	Sep 22, 2025
Instrument	202509230170
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 EXCHANGE ST APT 3, 3, GENEVA, NY 14456-2428
Investor	Possibly a Property Investor

Mortgage

Document Number	0003333223
Date	Sep 23, 2025
Instrument	3333/223

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.1%
Type Change Date	Oct 1, 2032
Margin	3

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jan 22, 2021
Property Address	190 WASHINGTON ST, GENEVA, NY 14456-2841
Document Number	001465/692
Book / Page	1465 / 692
Instrument Date	Jan 13, 2021
Instrument	202101220146
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101220147
Date	Jan 22, 2021
Instrument	202101220147

Lender

Name	RUEHLCO LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jul 13, 2018
Property Address	190 WASHINGTON ST, GENEVA, NY 14456-2841
Document Number	001410/437
Book / Page	1410 / 437
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145, GENEVA, NY 14456

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,761.00 (+2.74%)
2025	$4,634.00 (-28.52%)	$135,400 (-) Land $8,200 Building $127,200	$147,174 (+8.7%) Land $8,913 Building $138,261
2024	$6,483.00	$135,400 (+14.75%) Land $8,200 Building $127,200	$135,400 (-10.5%) Land $8,200 Building $127,200
2023		$118,000 Land $8,200 Building $109,800	$151,282 Land $10,513 Building $140,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

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