190 Warden Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 190 Warden Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 5,244 sqft · built 2000
Lot Size	31 acres (1,353,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2018)
Tax Bill	$3,441 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3052511625`

Property Details

APN / Parcel Number

Primary APN	`3052511625`
Alternative APN	`78431`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,244 sqft Living Area
1st Floor Area	3,144 sqft
Attic	Attic
Attic Area	5,520 sqft
Basement Area	3,144 sqft
Unfinished Basement	2,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	1,353,409 sqft (31 acres)
View / Lot	Mountain
Garage Type	Mixed
Garage Area	1,026 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	490 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78431
Street Address	190 WARDEN RD
City	SPARTA
State	NC
Zip	28675-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Subdivision	ALICE ROSE DUKES
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1084
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 WARDEN RD, SPARTA, NC 28675-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage FIRST CITIZEN B&T CO
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Jul 6, 2018	Warranty Deed, Transfer
Jan 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Aug 16, 2007
Deed Document Number	20181198
Deed Book / Page	393 / 491
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	383/0703
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	190 WARDEN RD, SPARTA, NC 28675-9093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000393/0000000493
Date	Jul 6, 2018
Book Page	0000000393/0000000493
Instrument	000000001199

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	190 WARDEN RD, SPARTA, NC 28675-9093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/1345
Date	Oct 5, 2020
Book Page	411/1345
Instrument	2281

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	190 WARDEN RD, SPARTA, NC 28675-9093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	404/744
Date	Dec 4, 2019
Book Page	404/744
Instrument	2592

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 6, 2018
Property Address	190 WARDEN RD, SPARTA, NC 28675-9093
Document Number	393/491
Book / Page	393 / 491
Instrument Date	Jun 15, 2018
Instrument	000000001198
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WARDEN RD, SPARTA, NC 28675-9093

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 30, 2017
Property Address	190 WARDEN RD, SPARTA, NC 28675-9093
Document Number	383/0703
Book / Page	383 / 0703
Instrument Date	Jan 3, 2017
Instrument	00154
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WARDEN RD, SPARTA, NC 28675-9093

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,441.00 (+0.29%)	$531,600 (-) Land $129,800 Building $401,800	$662,700 (-) Land $260,900 Building $401,800
2025	$3,431.00	$531,600 (-) Land $129,800 Building $401,800
2023		$531,600 Land $129,800 Building $401,800	$662,700 (-) Land $260,900 Building $401,800
2021			$662,700 Land $260,900 Building $401,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2003–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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