Elko County property record for 190 W Pine St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,146 sqft · built 1938 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2020) |
| Tax Bill | $1,356 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-167-011 |
| Primary APN | 001-167-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 2,450 sqft |
| Basement Area | 304 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 190 W PINE ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | ELKO CITY FILE 1 |
| Legal Subdivision | TOWN/ELKO |
| Legal Block | 24 |
| Legal Lot Number | 13,14 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 951000 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 W PINE ST, ELKO, NV 89801-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit ELKO FCU |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU |
| Oct 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 17, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 2020765216 |
| Prior Transfer Date | Jan 16, 2017 |
| Prior Transfer Doc | 0000720555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 190 W PINE ST, ELKO, NV 89801-3060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000792878 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 792878 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 190 W PINE ST, ELKO, NV 89801-3060 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 W PINE ST ELKO NV 898013060, ELKO, NV 89801-3060 |
| Document Number | 765217 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 765217 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 190 W PINE ST, ELKO, NV 89801-3060 |
| Document Number | 0000732011 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 190 W PINE ST ELKO NV 898013060, ELKO, NV 89801-3060 |
| Document Number | 0000732011 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 732011 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2032 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 17, 2017 |
| Property Address | 190 W PINE ST, ELKO, NV 89801-3060 |
| Document Number | 0000720555 |
| Instrument Date | Jan 16, 2017 |
| Instrument | 720555 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 W PINE ST ELKO NV 898013060, ELKO, NV 89801-3060 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,356.00 (+3.04%) | $48,121 (-2.21%) Land $15,050 Building $33,071 | $137,489 (-2.21%) Land $43,000 Building $94,489 |
| 2025 | $1,316.00 (+13.25%) | $49,211 (+29.16%) Land $15,050 Building $34,161 | $140,603 (+29.16%) Land $43,000 Building $97,603 |
| 2023 | $1,162.00 (+3.01%) | $38,100 (+16.82%) Land $6,615 Building $31,485 | $108,857 (+16.82%) Land $18,900 Building $89,957 |
| 2022 | $1,128.00 | $32,614 Land $6,615 Building $25,999 | $93,183 Land $18,900 Building $74,283 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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