190 W Main St, Williamsburg, OH 45176 Property Records

Clermont County property record for 190 W Main St, Williamsburg, OH 45176

Property Summary

Property Type	Commercial
Details	1,134 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$114,000 (Dec 2020)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-13-10.-042C`

Property Details

APN / Parcel Number

Primary APN	`53-13-10.-042C`
Alternative APN	`5313010042C`

Interior

Stories	1 Story
Building Area	1,134 sqft Total Area
1st Floor Area	1,134 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Combination
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 W MAIN ST
City	WILLIAMSBURG
State	OH
Zip	45176-1339
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WILLIAMSBURG VILL; LOT 42C
Legal Subdivision	WILLIAMSBURG VILL
Legal Lot Number	42C
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4029
Census Tract	40900

Owner

Source: Clermont County records · APN 53-13-10.-042C

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12792 STATE ROUTE 774, BETHEL, OH 45106-8672
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	202034441
Deed Book / Page	2861 / 2135
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 04, 2020
Property Address	190 W MAIN ST, WILLIAMSBURG, OH 45176-1339
Document Number	0000034441
Book / Page	2861 / 2135
Map Reference	MB B PG 177
Instrument Date	Dec 01, 2020
Instrument	202000034441
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 KAYLEIGH DR, MOUNT ORAB, OH 45154-7514

Mortgage

Document Number	0000034442
Date	Dec 04, 2020
Instrument	202000034442

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Municipality	Williamsburg Village
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (-22.81%)	$31,470 (-) Land $12,250 Building $19,220
2024			$89,900 (-) Land $35,000 Building $54,900
2023	$2,556.00 (+97.37%)	$31,470 (+58.3%) Land $12,250 Building $19,220	$89,900 (+58.27%) Land $35,000 Building $54,900
2022	$1,295.00	$19,880 Land $5,460 Building $14,420
2020			$56,800 Land $15,600 Building $41,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.