190 Vance Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 190 Vance Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,099 sqft · built 1975
Lot Size	0.562 acres (24,500 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2022)
Tax Bill	$1,867 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03 21 2 27`

Property Details

APN / Parcel Number

Primary APN	`03 21 2 27`
Alternative APNs	`173832` `176029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,099 sqft Heated Area
Gross Area	3,932 sqft
1st Floor Area	1,099 sqft
Attic	Attic
Attic Area	636 sqft
Basement Area	1,099 sqft
Finished Basement	1,099 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,500 sqft (0.562 acres)
Lot Dimensions	152 ft deep x 175 ft wide

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	269 sqft
Patio Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176029
Street Address	190 VANCE AVE
City	HUDSON
State	NC
Zip	28638-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2069 PG 472 YR 22 ST 700.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1020
Census Tract	30600

Owner

190 Vance Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 VANCE AVE, HUDSON, NC 28638-2500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · FHA Mortgage TD BANK NA
Oct 11, 2022	Warranty Deed, Transfer
Jan 31, 2022	Intrafamily Transfer, Transfer · Line of Credit QUORUM FEDERAL CU
Nov 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	202210077911
Deed Book / Page	2069 / 472
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0020461526
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 18, 2022
Property Address	190 VANCE AVE, HUDSON, NC 28638-2500
Document Number	0020690472
Book / Page	2069 / 472
Instrument Date	Oct 17, 2022
Instrument	10077911
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 VANCE AVE, HUDSON, NC 28638-2500
Investor	Possibly a Property Investor

Mortgage

Document Number	0020690475
Date	Oct 18, 2022
Book Page	2069/475
Instrument	10077912

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 11, 2022
Property Address	190 VANCE AVE, HUDSON, NC 28638-2500
Document Number	0020681295
Book / Page	2068 / 1295
Map Reference	MB 36 PG 136
Instrument Date	Oct 6, 2022
Instrument	10077655
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 VANCE AVE, HUDSON, NC 28638-2500

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Jan 31, 2022
Property Address	190 VANCE AVE, HUDSON, NC 28638-2500
Document Number	0020461526
Book / Page	2046 / 1526
Instrument Date	Jul 28, 2021
Instrument	10067984
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 VANCE AVE, HUDSON, NC 28638-2500

Mortgage

Document Number	0010067985
Date	Jan 31, 2022
Instrument	10067985

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 25, 2020
Property Address	190 VANCE AVE, HUDSON, NC 28638-2500
Document Number	0010050896
Book / Page	002005 / 000312
Instrument Date	Nov 16, 2020
Instrument	10050896
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 VANCE AVE HUDSON NC 286382500, HUDSON, NC 28638-2500

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 15, 2019
Property Address	190 VANCE AVE, HUDSON, NC 28638-2500
Document Number	0010032859
Book / Page	001963 / 000184
Instrument Date	May 15, 2019
Instrument	10032859
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 VANCE AVE HUDSON NC 286382500, HUDSON, NC 28638-2500

Tax Assessment & Valuation

The 2026 property tax bill for 190 Vance Ave was $1,867, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,867.00 (-4.7%)	$299,900 (-) Land $19,500 Building $280,400
2025	$1,959.00 (+67.72%)	$299,900 Land $19,500 Building $280,400	$299,900 Land $19,500 Building $280,400
2024	$1,168.00
2023		$147,500 (+0.14%) Land $19,500 Building $128,000	$147,500 (+0.14%) Land $19,500 Building $128,000
2022	$1,143.00	$147,300 Land $19,300 Building $128,000	$147,300 Land $19,300 Building $128,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 190 Vance Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Vance Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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