190 Union Ave, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 190 Union Ave, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,245 sqft · built 1897
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on File
Last Sale	$190,800 (Jul 2011)
Tax Bill	$8,576 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-06801-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`01-06801-0000-00025`
Alternative APNs	`010019400044` `00002115`

Interior

Stories	1 Story
Building Area	1,245 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	1,700 sqft (0.039 acres)
Lot Dimensions	170 ft deep x 10 ft wide

Location & Zoning

Account Number	00002115
Street Address	190 UNION AVE
City	BELLEVILLE
State	NJ
Zip	07109-2067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10X170 IRR.
Legal Subdivision	TOWNSHIP/BELLEVILLE
Legal Block	6801
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1001
Census Tract	14500

Owner

190 Union Ave is owned and occupied by an individual who bought it in July 2011.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	190 UNION AVE, BELLEVILLE, NJ 07109-2067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 3, 2020	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2011 · Amount on File
Deed Sale	Jul 21, 2011 · Amount on File
Deed Document Number	201151868
Deed Book / Page	12320 / 1415
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	190 UNION AVE, BELLEVILLE, NJ 07109-2067
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 UNION AVE, BELLEVILLE, NJ 07109-2067

Mortgage

Document Number	0000060873
Date	Oct 11, 2023
Instrument	2023060873

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	190 UNION AVE, BELLEVILLE, NJ 07109-2067
Document Number	0000013399
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 UNION AVE BELLEVILLE NJ 071092067, BELLEVILLE, NJ 07109-2067

Mortgage

Document Number	0000013399
Date	Feb 4, 2020
Instrument	13399

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Interest

Rate	3.37%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	190 UNION AVE, BELLEVILLE, NJ 07109-2067
Document Number	0000008591
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 UNION AVE BELLEVILLE NJ 071092067, BELLEVILLE, NJ 07109-2067

Mortgage

Document Number	0000008591
Date	Jan 23, 2020
Instrument	8591

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 190 Union Ave was $8,576, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,300 (-) Land $90,100 Building $116,200	$206,300 (-) Land $90,100 Building $116,200
2025	$8,576.00 (+3.08%)	$206,300 Land $90,100 Building $116,200	$206,300 Land $90,100 Building $116,200
2024	$8,320.00
2023		$206,300 Land $90,100 Building $116,200	$206,300 Land $90,100 Building $116,200
2022	$7,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 190 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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