190 Tracy Ct E, Haines City, FL 33844 Property Records

Polk County property record for 190 Tracy Ct E, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,867 sqft · built 2016
Lot Size	0.273 acres (11,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jun 2016)
Tax Bill	$497 (2024)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02727000`

Property Details

APN / Parcel Number

Primary APN	`02727000`
Alternative APN	`272720749033000790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,867 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,918 sqft (0.273 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	108 sqft

Location & Zoning

Account Number	02727000
Street Address	190 TRACY CT E
City	HAINES CITY
State	FL
Zip	33844-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE TRACY ESTATES PB 155 PG 28-31 LOT 79
Legal Range	27
Legal Township	27
Legal Section	20
Legal Subdivision	LAKE TRACY ESTATES
Legal Tract	749033
Legal Lot Number	79
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	12702

Owner

Source: Polk County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 TRACY CT E, HAINES CITY, FL 33844-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	2016105039
Deed Book / Page	09847 / 0123
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	190 TRACY CT E, HAINES CITY, FL 33844-4512
Document Number	0107810114
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 TRACY CT E HAINES CITY FL 338444512, HAINES CITY, FL 33844-4512

Mortgage

Document Number	0107810114
Date	Mar 19, 2019
Book Page	010781/000114
Instrument	53921

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,611 (+5.99%)	$267,676 (-4.99%) Land $44,000 Building $223,676
2024	$497.00 (+4.41%)
2023	$476.00 (+9.93%) Homeowner's exemption	$175,126 (+3%)	$281,723 (+12.27%) Land $42,000 Building $239,723
2022	$433.00 Homeowner's exemption	$170,025	$250,931 Land $35,000 Building $215,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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