190 Townsend Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 190 Townsend Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,546 sqft · built 1997
Lot Size	4.43 acres (193,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Jun 2015)
Tax Bill	$11,161 (2026)
Deeds & Mortgages	Mar 2024 Refinance Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0121 B:000A L:002-1`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0121 B:000A L:002-1`
Alternative APN	`M:0121 B:000A L:002=1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,546 sqft Living Area
Gross Area	7,515 sqft
Basement Area	2,159 sqft
Finished Basement	1,599 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	193,258 sqft (4.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	190 TOWNSEND RD
City	SHIRLEY
State	MA
Zip	01464-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	A
Legal Lot Number	2-1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1002
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 TOWNSEND RD, SHIRLEY, MA 01464-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC
Jul 3, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Feb 17, 2023	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Deed Book / Page	65605 / 35
Last Transfer Date	Feb 3, 2023
Transfer Doc	081261-347
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	190 TOWNSEND RD, SHIRLEY, MA 01464-2301
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082602-77
Date	Mar 27, 2024
Book Page	82602/77
Instrument	29636

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	190 TOWNSEND RD, SHIRLEY, MA 01464-2301
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081906-446
Date	Aug 21, 2023
Book Page	81906/446
Instrument	93454

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	190 TOWNSEND RD, SHIRLEY, MA 01464-2301
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084318-556
Date	Jul 3, 2025
Book Page	84318/556
Instrument	77524

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHIRLEY MA
Recording Date	Feb 17, 2023
Property Address	190 TOWNSEND RD, SHIRLEY, MA 01464-2301
Document Number	081261-347
Book / Page	81261 / 347
Instrument Date	Feb 3, 2023
Instrument	17378
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,161.00 (+2.96%)	$900,800 (+7.78%) Land $181,000 Building $719,800	$927,272 (+6.73%)
2025	$10,840.00 (+1.68%)	$835,800 (+6.39%) Land $153,000 Building $682,800	$868,775
2024	$10,661.00 (+6.76%)	$785,600 (+11.56%) Land $139,700 Building $645,900
2023	$9,986.00	$704,200 Land $139,700 Building $564,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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