Berrien County property record for 190 Territorial Rd, Benton Harbor, MI 49022
| Property Type | Restaurant |
|---|---|
| Details | 7,833 sqft · built 1910 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,835 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-0340-0125-00-8 |
| Primary APN | 54-0340-0125-00-8 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 7,833 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 104 ft deep x 25 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 190 TERRITORIAL RD |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3408 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | DISTRICT C |
| Legal Description | THE E1/2 OF LOT 4 BLK 14 ORIG PLAT OF CITY OF BENTON HARBOR ALSO N1/2 OF VAC ALLEY ADJ TO SD LAND VAC PER 1415/912 SEE 11-54-9975-0373-00-1 |
| Legal Subdivision | ORIGINAL OF THE CITY OF BENTON |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 400 |
190 Territorial Rd, a commercial property, is owned by an individual who acquired it in January 2000.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2642 PARK LN, GLENVIEW, IL 60025-2727 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2000 |
| Deed Sale | Jan 3, 2000 |
| Prior Sale | Dec 28, 1999 |
| Deed Book / Page | 2025 / 2 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 190 Territorial Rd was $5,835.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,900 | $431,800 | |
| 2025 | $5,835.00 | ||
| 2023 | $137,200 | $274,400 | |
| 2022 | $5,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Territorial Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Territorial Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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