190 Summit Lake Rd, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 190 Summit Lake Rd, Argyle, NY 12809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 2000
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jan 2021)
Tax Bill	$7,471 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`532089 189.-2-7.2`

Property Details

APN / Parcel Number

Primary APN	`532089 189.-2-7.2`
Alternative APNs	`208918900000020070020000` `815J101950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	858 sqft
Upper Floors Area	208 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	46,609 sqft (1.07 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	737 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	815J101950
Street Address	190 SUMMIT LAKE RD
City	ARGYLE
State	NY
Zip	12809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Block	2
Legal Lot Number	7.002
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	3
Census Block	3008
Census Tract	87000

Owner

Source: Washington County and Argyle Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 JOSEPH CT, SCHAGHTICOKE, NY 12154-3427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage CAPITAL COMMUNICATIONS FCU
Jan 4, 2021	Warranty Deed, Transfer SMPR TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	202151
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	190 SUMMIT LAKE RD, ARGYLE, NY 12809
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000439
Date	Mar 10, 2021
Instrument	2021-1439

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jan 4, 2021
Property Address	190 SUMMIT LAKE RD, ARGYLE, NY 12809
Document Number	0000000051
Instrument Date	Dec 3, 2020
Instrument	51
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	SMPR TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 VALLEY DR WEST SAND LAKE NY 121961738, WEST SAND LAKE, NY 12196-1738

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,471.00 (+22.17%)
2025	$6,115.00	$250,100 (-) Land $35,000 Building $215,100	$342,603 (+17.81%) Land $47,945 Building $294,658
2023		$250,100 Land $35,000 Building $215,100	$290,814 Land $40,698 Building $250,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2000–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hudson Valley Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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