190 Summit Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 190 Summit Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1963
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (May 2025)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	May 2025 Sale May 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-14-202-013`

Property Details

APN / Parcel Number

Primary APN	`8914-14-202-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,348 sqft
Finished Basement	675 sqft
Unfinished Basement	1,348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	100 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	190 SUMMIT DR
City	CEDAR FALLS
State	IA
Zip	50613-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HEIGHTS ADDITION LOT 6
Legal Range	14W
Legal Township	89N
Legal Section	14
Legal Subdivision	WESTWOOD HEIGHTS ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3000
Census Tract	2304

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 LAKEVIEW DR, CEDAR FALLS, IA 50613-1569
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Warranty Deed, Transfer
May 30, 2025	Warranty Deed, Transfer
May 30, 2025	Warranty Deed, Transfer
Nov 24, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	May 30, 2025 · Amount on Record
Deed Document Number	20257400
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	2022000111
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 30, 2025
Property Address	190 SUMMIT DR, CEDAR FALLS, IA 50613-3454
Document Number	0202507400
Instrument Date	May 27, 2025
Instrument	2025-07400
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$69.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LAKEVIEW DR, CEDAR FALLS, IA 50613-1569

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 30, 2025
Property Address	190 SUMMIT DR, CEDAR FALLS, IA 50613-3454
Document Number	0202507399
Instrument Date	May 27, 2025
Instrument	2025-07399
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$62.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LAKEVIEW DR, CEDAR FALLS, IA 50613-1569

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 30, 2025
Property Address	190 SUMMIT DR, CEDAR FALLS, IA 50613-3454
Document Number	0202507398
Instrument Date	May 24, 2025
Instrument	2025-07398
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$62.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LAKEVIEW DR, CEDAR FALLS, IA 50613-1569

November 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 24, 2021
Property Address	190 SUMMIT DR, CEDAR FALLS, IA 50613-3454
Document Number	202200011153
Instrument Date	Nov 19, 2021
Instrument	202200011153
Transaction Type	Foreclosure
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 LAUREL CIR, CEDAR FALLS, IA 50613-3451

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 (-15.75%)	$203,210 (-9.66%) Land $56,670 Building $146,540	$203,210 (-9.66%) Land $56,670 Building $146,540
2024	$3,620.00 (+3.84%)
2023		$224,930 Land $36,430 Building $188,500	$224,930 Land $36,430 Building $188,500
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Apr 2008 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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