190 Stonecrest Dr, Verdi, NV 89439 Property Records

Washoe County property record for 190 Stonecrest Dr, Verdi, NV 89439

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,850 sqft · built 2001
Lot Size0.209 acres (9,104 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Feb 2022)
Tax Bill$2,712 (2026)
Deeds & MortgagesOct 2025 Second Mortgage
Feb 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN038-634-01

Property Details

APN / Parcel Number

Primary APN038-634-01
Alternative APNs
  • 03863042
  • 72728

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,850 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialFrame Hardboard
Construction TypeFrame
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area9,104 sqft (0.209 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area508 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number03863042
Street Address190 STONECREST DR
CityVERDI
StateNV
Zip89439-8004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDU
Legal DescriptionREV TM 3141 LOT C
Legal Subdivision_REVERSION
Legal BlockK
Legal Lot NumberC
JurisdictionWASHOE NV
Township / Civil DivisionVERDI
Census Block Group3
Census Block3007
Census Tract2302

Owner

190 Stonecrest Dr is owned by two individuals who bought it in February 2022.

Source: Washoe County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1043, LOYALTON, CA 96118-1043
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED FCU
Feb 8, 2022Bargain and Sale Deed, Construction Loan · Construction Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2022 · Amount on File
Deed SaleFeb 8, 2022 · Amount on File
Prior SaleSep 10, 2004 · Amount on File
Deed Document Number20225275367
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address190 STONECREST DR, VERDI, NV 89439-8004
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005574350
DateOct 14, 2025
Instrument5574350
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueOct 25, 2040

February 2022: Bargain and Sale Deed, Construction Loan

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateFeb 8, 2022
Property Address190 STONECREST DR, VERDI, NV 89439-8004
Document Number0005275367
Map ReferenceDOC 1889225
Instrument DateFeb 7, 2022
Instrument5275367
Transaction TypeConstruction Loan
Record UpdatedMar 1, 2022
Title CompanyFIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,952.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1191, VERDI, NV 89439-1191

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1043, LOYALTON, CA 96118-1043

Mortgage

Document Number0005275368
DateFeb 8, 2022
Instrument5275368
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 190 Stonecrest Dr was $2,712, up 3% from the year before.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,712.00 (+2.96%)$112,218 (+4.23%) Land $42,021 Building $70,197
2025$2,634.00$107,665 Land $36,225 Building $71,440$307,615 Land $103,500 Building $204,115
2023$2,529.00$106,520 Land $38,600 Building $67,920$304,342 Land $110,285 Building $194,057
2021$235,193 Land $76,130 Building $159,063

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 190 Stonecrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Stonecrest Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 61% of Nevada
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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