St. Johns County property record for 190 Stone Arbor Ln, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2019 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Oct 2020) |
| Tax Bill | $3,065 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181762-1990 |
| Primary APN | 181762-1990 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,548 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 140 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 190 STONE ARBOR LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 94/77-87 ARBORS AT VALENCIA PHASE ONE LOT 199 OR5083/1347 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | ARBORS AT VALENCIA PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 199 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 181762-1990
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Warranty Deed, Transfer · FHA Mortgage WATSON MORTGAGE CORP |
| Nov 18, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202096362 |
| Deed Book / Page | 5083 / 1347 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 190 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1906 |
| Document Number | 0050831347 |
| Book / Page | 5083 / 1347 |
| Map Reference | MB 94 PG 77-87 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020096362 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6936 CYPRESS SPRING CT, 6936, ST AUGUSTINE, FL 32086-4818 |
| Name | Verified Name |
|---|---|
| Address | 190 STONE ARBOR LN, ST AUGUSTINE, FL 32086-1906 |
| Document Number | 0050831350 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 5083/1350 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 190 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1906 |
| Document Number | 0048321577 |
| Book / Page | 4832 / 1577 |
| Map Reference | MB 94 PG 77 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019086011 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1906 |
| Document Number | 0048321581 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 4832/1581 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,082 (+2.7%) | $319,063 (+6.22%) Land $100,000 Building $219,063 | |
| 2025 | $3,065.00 (+13.39%) Homeowner's exemption | $241,560 (+2.9%) | $300,381 (-5.4%) Land $100,000 Building $200,381 |
| 2024 | $2,703.00 (+2.12%) Homeowner's exemption | $234,752 (+3%) | $317,515 (-0.01%) Land $100,000 Building $217,515 |
| 2023 | $2,647.00 (+3.2%) Homeowner's exemption | $227,915 (+3%) | $317,548 (+26.73%) Land $100,000 Building $217,548 |
| 2022 | $2,565.00 Homeowner's exemption | $221,277 | $250,574 Land $72,800 Building $177,774 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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