Athens-Clarke County Unified Government property record for 190 Spruce Valley Rd, Athens, GA 30605
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,280 sqft · built 1973 |
| Lot Size | 0.56 acres (24,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2023) |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-3-D3 C-013 |
| Primary APN | 23-3-D3 C-013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Heated Area |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,500 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 23890 |
|---|---|
| Street Address | 190 SPRUCE VALLEY RD |
| City | ATHENS |
| State | GA |
| Zip | 30605-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-25 |
| Legal Description | SUBD BLK: D,LOT: 26; |
| Legal Subdivision | RES-BV-033 |
| Legal Block | D |
| Legal Lot Number | 26 |
| Jurisdiction | CLARKE GA |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 150701 |
190 Spruce Valley Rd is owned and occupied by an individual who bought it in July 2023.
Source: Athens-Clarke County Unified Government records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE |
| Jul 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jun 3, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on File |
| Deed Sale | Jul 6, 2023 · Amount on File |
| Prior Sale | Jun 15, 2001 · Amount on File |
| Deed Book / Page | 5501 / 266 |
| Prior Transfer Date | Jun 3, 2021 |
| Prior Transfer Doc | 0052030067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARKE GA |
| Property Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Document Number | 0052030000000069 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 0000005203/0000000069 |
| Name | BETTER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARKE GA |
| Recording Date | Jul 6, 2023 |
| Property Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Document Number | 0055010266 |
| Book / Page | 5501 / 266 |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Document Number | 0055010000000267 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 0000005501/0000000267 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLARKE GA |
| Recording Date | Jun 3, 2021 |
| Property Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
| Document Number | 0052030067 |
| Book / Page | 5203 / 67 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-002325 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SPRUCE VALLEY RD, ATHENS, GA 30605-3332 |
The 2025 property tax bill for 190 Spruce Valley Rd was $4,460.
Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Athens-Clarke County Unified Government |
| Unified School District | Clarke County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460.00 | $143,644 Land $14,000 Building $129,644 | $359,110 Land $35,000 Building $324,110 |
| 2023 | $2,803.00 (-13.91%) Homeowner's exemption | $123,676 (+10.33%) Land $14,000 Building $109,676 | $309,191 (+10.33%) Land $35,000 Building $274,191 |
| 2022 | $3,256.00 Homeowner's exemption | $112,094 Land $14,000 Building $98,094 | $280,235 Land $35,000 Building $245,235 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Spruce Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Spruce Valley Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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