190 Spruce Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 190 Spruce Rd, Cimarron, CO 81220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,244 sqft · built 1978
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jul 2025)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R011650`

Property Details

APN / Parcel Number

Primary APN	`R011650`
Alternative APN	`404918003049`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R011650
Street Address	190 SPRUCE RD
City	CIMARRON
State	CO
Zip	81220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 3, ARROWHEAD, FILING NO. 1, #703250
Legal Subdivision	ARROWHEAD FILING 1
Legal Block	3
Legal Lot Number	1
Jurisdiction	GUNNISON CO
Township / Civil Division	SAPINERO
Census Block Group	2
Census Block	2164
Census Tract	963900

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	52 CODY TRL, WARD, CO 80481-9503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	0000703088
Last Transfer Date	Jul 28, 2025
Transfer Doc	0000703250
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Oct 28, 2020
Property Address	190 SPRUCE RD, CIMARRON, CO 81220
Document Number	0000670741
Map Reference	DOC 298784
Instrument Date	Oct 16, 2020
Instrument	670741
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	329 E CACHE LA POUDRE ST, COLORADO SPRINGS, CO 80903-2904

Mortgage

Document Number	0000670742
Date	Oct 28, 2020
Instrument	670742

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (+9.82%)	$20,960 (-11.56%) Land $6,690 Building $14,270	$335,290 (-5.19%) Land $107,000 Building $228,290
2024	$1,029.00 (+1.68%)	$23,700 (+18.44%) Land $6,300 Building $17,400
2023	$1,012.00 (+21.49%)	$20,010 (+41.91%) Land $5,320 Building $14,690	$353,660 (+74.32%) Land $94,000 Building $259,660
2022	$833.00	$14,100 Land $3,830 Building $10,270	$202,880 Land $55,090 Building $147,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 55% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN LAKE COMPANY private · serves 431 people · EPA ID CO0126121
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	No certified operator May 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nucla-Naturita Telephone Company DSL	25 / 3

Cell Coverage

No cell data coverage reported

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