190 Spring Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 190 Spring Dr, Saint Charles, MO 63303

Property Summary

Property Type	Commercial
Details	1 ba · built 1998
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A976000103`

Property Details

APN / Parcel Number

Primary APN	`A976000103`
Alternative APN	`6-0011-7639-00-003A.0000000`

Interior

Full Baths	1 Bath
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 1998
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A976000103
Old Parcel Number	A976000103
Street Address	190 SPRING DR
City	SAINT CHARLES
State	MO
Zip	63303-3419
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AE8
Legal Description	SPRING DR SUB RE-RESUB LOTS 2 & 3 LOT 3A
Legal Range	04E
Legal Township	47N
Legal Subdivision	SPRING DR SUB RESUB LOT 2&3
Legal Lot Number	3A 3
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1018
Census Tract	310903

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1520 SWANTNERVILLE DR, WENTZVILLE, MO 63385-4400
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Special Warranty Deed, Transfer · Line of Credit FIRST MID BANK & TRUST NA
Mar 21, 2018	Grant Deed, Transfer · Line of Credit ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 5, 2023
Deed Sale	Oct 5, 2023
Prior Sale	Jul 1, 2020
Deed Document Number	2023R-041106
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2023
Property Address	190 SPRING DR, SAINT CHARLES, MO 63303-3255
Document Number	0000041106
Map Reference	MB 33 PG 367
Instrument Date	Oct 2, 2023
Instrument	2023R-041106
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2850 W CLAY ST, SAINT CHARLES, MO 63301-2573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SWANTNERVILLE DR, WENTZVILLE, MO 63385-4400

Mortgage

Document Number	0000041107
Date	Oct 5, 2023
Instrument	2023R-041107

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 4, 2028

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 21, 2018
Property Address	190 SPRING DR, SAINT CHARLES, MO 63303-3255
Document Number	0068941526
Book / Page	006894 / 001526
Instrument Date	Mar 16, 2018
Instrument	151590
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	744 MAGNOLIA TRAILS LN ST PETERS MO 633762575, ST PETERS, MO 63376-2575

Mortgage

Document Number	68941529
Date	Mar 21, 2018
Book Page	006894/001529
Instrument	151600

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118-1803

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00	$41,322 (-)	$129,132 (-) Land $113,256 Building $15,876
2023		$41,322
2022			$129,132 Land $113,256 Building $15,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

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