190 Spackenkill Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 190 Spackenkill Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,995 sqft · built 1962
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Aug 2020)
Tax Bill	$13,959 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134689-6160-04-813430-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6160-04-813430-0000`
Alternative APNs	`468900616000048134300000` `134689 6.160-4-813.430` `14813430`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,995 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14813430
Street Address	190 SPACKENKILL RD
City	POUGHKEEPSIE
State	NY
Zip	12603-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.52 AC (C) 1530 0804 1220 0412
Legal Subdivision	TWIN HILLS
Legal Block	4
Legal Lot Number	813
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	2
Census Block	2012
Census Tract	140400

Owner

Source: Dutchess County and Poughkeepsie Town records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-5135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Dec 24, 1997 · Amount on Record
Deed Document Number	20202020-51756
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000051756
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 19, 2020
Property Address	190 SPACKENKILL RD, POUGHKEEPSIE, NY 12603-5135
Document Number	0000051756
Instrument Date	May 29, 2020
Instrument	51756
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 SPACKENKILL RD POUGHKEEPSIE NY 126035135, POUGHKEEPSIE, NY 12603-5135

Mortgage

Document Number	52597
Date	Aug 19, 2020
Instrument	52597

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Spackenkill Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,959.00 (+40.25%)	$408,500 (-) Land $88,600 Building $319,900	$459,000 (+12.36%)
2023		$408,500 (+16.05%) Land $88,600 Building $319,900	$408,500 (+16.05%) Land $88,600 Building $319,900
2022		$352,000 Land $80,500 Building $271,500	$352,000 Land $80,500 Building $271,500
2020	$9,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20