190 Southern Fields Cir, Clever, MO 65631 Property Records

Christian County property record for 190 Southern Fields Cir, Clever, MO 65631

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,618 sqft · built 2019
Lot Size5.19 acres (226,076 sqft)
OwnerIndividual Name on Record
Last Sale$162,500 (Dec 2019)
Tax Bill$2,903 (2024)
Deeds & MortgagesMar 2020 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN9-0.8-28-0-0-4.007

Property Details

APN / Parcel Number

Primary APN9-0.8-28-0-0-4.007
Alternative APN
  • 09-0.8-28-000-000-004.007

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area226,076 sqft (5.19 acres)

Location & Zoning

Street Address190 SOUTHERN FIELDS CIR
CityCLEVER
StateMO
Zip65631-4502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 SOUTHERN FIELDS ESTATES (* SB-190 APPROVED APPLICANT *)
Legal SubdivisionSOUTHERN FIELDS ESTATES
Legal Lot Number5
JurisdictionCHRISTIAN MO
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1031
Census Tract20102

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address190 SOUTHERN FIELDS CIR, CLEVER, MO 65631-4502
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2020Deed of Trust, Mortgage
GUARANTY BK
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
GUARANTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Deed Document Number201916484
Deed Book / Page2019 / 16327
Last Transfer DateMay 14, 2021
Transfer Doc0202109129
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address190 SOUTHERN FIELDS CIR, CLEVER, MO 65631-4502
Document Number0202004479
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31011 STATE HIGHWAY 248 AURORA MO 656055310, AURORA, MO 65605-5310

Mortgage

Document Number0202004479
DateApr 6, 2020
Book Page002020/004479
Instrument4524
Lender
NameGUARANTY BK
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address190 SOUTHERN FIELDS CIR, CLEVER, MO 65631-4502
Document Number0201811880
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31011 STATE HIGHWAY 248 AURORA MO 656055310, AURORA, MO 65605-5310

Mortgage

Document Number0201811880
DateSep 7, 2018
Book Page002018/011880
Instrument12013
Lender
NameGUARANTY BK
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictClever R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,100 (+31.57%)$290,000 (+31.58%) Land $41,000 Building $249,000
2024$2,903.00
2023$41,880$220,400 Land $41,000 Building $179,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 77% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Total HighSpeed Internet Solutions
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Sparklight.

Nearby Properties on Southern Fields Cir

Nearby Streets

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