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190 Snake River Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 190 Snake River Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,126 sqft · built 2002
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$243,027 (Oct 2002)
Tax Bill$5,489 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APNT032400147

Property Details

APN / Parcel Number

Primary APNT032400147
Alternative APN
  • 2-0123-9006-00-0700.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,126 sqft Living Area
Gross Area5,094 sqft
1st Floor Area1,798 sqft
Basement Area1,328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area16,988 sqft (0.39 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT032400147
Street Address190 SNAKE RIVER DR
CityO FALLON
StateMO
Zip63368-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT DARDENNE LEWIS & CLARK VLG LOT 700
Legal SubdivisionVLGS AT DARDENNE LEWIS & CLARK VLG
Legal Lot Number700
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group5
Census Block5019
Census Tract311732

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address190 SNAKE RIVER DR, DARDENNE PRAIRIE, MO 63368-7734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage
HOME LOAN EXPERT LLC
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2002 · Amount on Record
Deed SaleOct 11, 2002 · Amount on Record
Deed Document Number200298520
Deed Book / Page3056 / 1575
Last Transfer DateDec 12, 2014
Transfer Doc0067902195
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address190 SNAKE RIVER DR, DARDENNE PRAIRIE, MO 63368-7734
Document Number0000003692
Instrument DateJan 8, 2021
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address190 SNAKE RIVER DR O FALLON MO 633687734, O FALLON, MO 63368-7734

Mortgage

Document Number0000003692
DateJan 13, 2021
Instrument3692
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 21, 2020
Property Address190 SNAKE RIVER DR, DARDENNE PRAIRIE, MO 63368-7734
Document Number0073492191
Book / Page007349 / 002191
Instrument DateJul 19, 2020
Instrument509770
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address190 SNAKE RIVER DR O FALLON MO 633687734, O FALLON, MO 63368-7734

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,489.00 (+5.48%)$90,765 (+8.52%)$477,713 (+8.52%) Land $75,000 Building $402,713
2024$5,204.00
2023$83,638
2022$440,199 Land $50,000 Building $390,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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