190 Shoreview Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 190 Shoreview Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,249 sqft · built 2002
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Sep 2019)
Tax Bill	$25,101 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-067-35`

Property Details

APN / Parcel Number

Primary APN	`042-067-35`
Alternative APN	`042-067-35-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,249 sqft Living Area
Gross Area	3,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,290 sqft (0.351 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 SHOREVIEW DR
City	APTOS
State	CA
Zip	95003-4674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PM57-7
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3005
Census Tract	122205

Owner

Source: Santa Cruz County records · APN 042-067-35

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17370 HIGH ST, LOS GATOS, CA 95030-6205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Intrafamily Transfer, Transfer
Mar 06, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jun 11, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	201929776
Last Transfer Date	Feb 27, 2020
Transfer Doc	0000007878
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2024
Property Address	190 SHOREVIEW DR, APTOS, CA 95003-4674
Document Number	0000007472
Map Reference	VOL 57 PG 7
Instrument Date	Mar 25, 2024
Instrument	2024-0007472
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17370 HIGH ST, LOS GATOS, CA 95030-6205

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 06, 2020
Property Address	190 SHOREVIEW DR, APTOS, CA 95003-4674
Document Number	0000007878
Instrument Date	Feb 27, 2020
Instrument	7878
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17370 HIGH ST LOS GATOS CA 950306205, LOS GATOS, CA 95030-6205

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2019
Property Address	190 SHOREVIEW DR, APTOS, CA 95003-4674
Document Number	0000029776
Map Reference	VOL 57 PG 7
Instrument Date	Sep 18, 2019
Instrument	2019-0029776
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17370 HIGH ST, LOS GATOS, CA 95030-6205

Mortgage

Document Number	0000029777
Date	Sep 30, 2019
Instrument	2019-0029777

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 11, 2018
Property Address	190 SHOREVIEW DR, APTOS, CA 95003-4674
Document Number	0000017745
Instrument Date	Jun 11, 2018
Instrument	17745
Transaction Type	Transfer
Record Updated	Jun 22, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SHOREVIEW DR APTOS CA 950034674, APTOS, CA 95003-4674

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,119,486 (+2%) Land $1,377,666 Building $741,820
2025	$25,101.00 (+9.38%)	$2,077,927 (+4.04%) Land $1,350,653 Building $727,274
2023	$22,949.00 (+1.95%)	$1,997,240 Land $1,298,206 Building $699,034	$2,013,120
2022	$22,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023, tidal / storm surge
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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