McDowell County property record for 190 Shell Rd, Marion, NC 28752 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,244 sqft Heated Area |
| Lot Size | 74,052 sqft (1.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2020) |
| Tax Bill | $569.00 (2025) |
| Primary APN | 1608-00-11-5602 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,244 sqft Heated Area |
| Basement Area | 622 sqft Basement |
| Unfinished Basement | 622 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 74,052 sqft (1.7 acres) |
| Porch | Open Porch |
| Cooling System | None Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 71815 |
|---|---|
| Street Address | 190 SHELL RD |
| City | MARION |
| State | NC |
| Zip | 28752-6010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 1.70 AC PB 33 PG 9 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | MONTFORD COVE |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 970902 |
Source: McDowell County records · APN 1608-00-11-5602
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 SHELL RD, MARION, NC 28752-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2020 · Amount on Record |
| Deed Sale | Mar 02, 2020 · Amount on Record |
| Deed Doc Number | 0001302378 |
| Deed Book / Page | 1302 / 378 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 190 SHELL RD, MARION, NC 28752-6010 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013640001 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 1364/1 |
| Instrument | 2021004981 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Mar 02, 2020 |
| Property Address | 190 SHELL RD, MARION, NC 28752-6010 |
| Document Number | 0013020378 |
| Book / Page | 1302 / 378 |
| Map Reference | MB 33 PG 9 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2020001041 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SHELL RD, MARION, NC 28752-6010 |
| Investor | Possibly a Property Investor |
| Document Number | 2020001042 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2020001042 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 | $80,420 (-) Land $22,500 Building $57,920 | |
| 2023 | $569.00 | $80,420 Land $22,500 Building $57,920 | $80,420 Land $22,500 Building $57,920 |
190 Shell Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 54th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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