190 Shell Rd, Atlantic, NC 28511 Property Records

Carteret County property record for 190 Shell Rd, Atlantic, NC 28511 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,568 sqft Heated Area
Lot Size25,526 sqft (0.586 acres)
OccupancyOwner Occupied
Last Sale$20,500 (2005)
Tax Bill$1,064.00 (2025)

Property Details

APN / Parcel Number

Primary APN7492.15.62.2515000
Alternative APNs
  • 7492621594
  • 341115
  • 58078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,568 sqft Heated Area
Gross Area1,684 sqft Gross Area
1st Floor1,568 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile/Manufactured Style
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,526 sqft (0.586 acres)
Depth X Width313 ft x 119 ft Depth x Width
Deck Area20 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number58078
Street Address190 SHELL RD
CityATLANTIC
StateNC
Zip28511-9610
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionL3 RODNEY F SMITH
Legal SubdivisionRODNEY E SMITH
Legal Block62
Legal Lot Number3
JurisdictionCARTERET NC
Minor Civil DivisionATLANTIC
Census Blockgroup1
Census Block1044
Census Tract970101

Owner

Source: Carteret County records · APN 7492.15.62.2515000

Assessment roll updated November 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 SHELL RD, ATLANTIC, NC 28511-9610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Dec 17, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jul 22, 2019Loan Modification, Mortgage · Conventional Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2005 · Amount on Record
Deed SaleMay 31, 2005 · Amount on Record
Deed Doc Number20051114065
Deed Book / Page1114 / 65
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address190 SHELL RD, ATLANTIC, NC 28511-9610
Transaction TypeMortgage
Record UpdatedDec 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017460471
DateNov 17, 2021
Book Page1746/471
Instrument1746471
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address190 SHELL RD, ATLANTIC, NC 28511-9610
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016250465
DateDec 17, 2018
Book Page1625/465
Instrument1625465
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARTERET NC
Property Address190 SHELL RD, ATLANTIC, NC 28511-9610
Document Number0016450121
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 SHELL RD ATLANTIC NC 285119610, ATLANTIC, NC 28511-9610

Mortgage

Document Number0016450121
DateAug 01, 2019
Book Page001645/000121
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00 (+35.03%)$264,722 (+119.06%) Land $44,825 Building $219,897$264,722 (+119.06%) Land $44,825 Building $219,897
2023$120,847 Land $27,033 Building $93,814$120,847 Land $27,033 Building $93,814
2022$788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 75% of the US · above 96% of North Carolina
Wildfire LikelihoodAbout 1 in 400 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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