190 Sharp Acres, Speedwell, TN 37870 Property Records

Claiborne County property record for 190 Sharp Acres, Speedwell, TN 37870

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 2001
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013052 05300`

Property Details

APN / Parcel Number

Primary APN	`013052 05300`
Alternative APN	`052 05300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	223 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	190 SHARP ACRES
City	SPEEDWELL
State	TN
Zip	37870-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, LOTS 25-27, PT24 & PT28, COUNTY AREA: C01
Legal Subdivision	FRANK SHARP FARM
Legal Block	B
Jurisdiction	CLAIBORNE TN
Township / Civil Division	8
Census Block Group	1
Census Block	1025
Census Tract	970500

Owner

Source: Claiborne County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Mar 7, 2005 · Amount on Record
Deed Document Number	20204704
Deed Book / Page	1557 / 194
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0001379107
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621

Mortgage

Document Number	0000169952
Date	Jan 8, 2026
Book Page	1699/52
Instrument	26019145

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001654224
Date	Apr 16, 2024
Book Page	1654/224
Instrument	24011793

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAIBORNE TN
Recording Date	Oct 15, 2020
Property Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621
Document Number	0001557194
Book / Page	1557 / 194
Instrument Date	Aug 28, 2020
Instrument	20004704
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SHARP ACRES, SPEEDWELL, TN 37870-7621

Mortgage

Document Number	0020004705
Date	Oct 15, 2020
Instrument	20004705

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (+16.92%)	$43,425 (-) Land $3,500 Building $39,925
2022	$869.00	$43,425 Land $3,500 Building $39,925	$173,700 Land $14,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 97% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MountaiNet Telephone Company, Point Broadband.

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