190 Serafin St, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 190 Serafin St, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,612 sqft · built 1963
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Tax Bill	$5,032 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-502-011`

Property Details

APN / Parcel Number

Primary APN	`005-502-011`
Alternative APN	`00550211`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	190 SERAFIN ST
City	CARPINTERIA
State	CA
Zip	93013-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12R1
Legal Description	TR 10132 UNIT 2 LOT 21
Legal Subdivision	10132 UN 2
Legal Tract	10132
Legal Lot Number	21
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	3
Census Block	3006
Census Tract	1706

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit MONTECITO BANK AND TRUST
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit MONTECITO BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2017
Transfer Doc	0000052624
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	May 15, 2026
Property Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Document Number	0000016515
Instrument Date	May 8, 2026
Instrument	202616515
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032

Mortgage

Document Number	0000016515,
Date	May 15, 2026
Instrument	202616515

Lender

Name	MONTECITO BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032

Mortgage

Document Number	0000049958
Date	Sep 16, 2020
Instrument	2020-0049958

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 16, 2017
Property Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Document Number	0000049595
Instrument Date	Sep 26, 2017
Instrument	49595
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	190 SERAFIN ST CARPINTERIA CA 930133032, CARPINTERIA, CA 93013-3032

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 31, 2017
Property Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Document Number	0000052624
Instrument Date	Sep 26, 2017
Instrument	52624
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 SERAFIN ST CARPINTERIA CA 930133032, CARPINTERIA, CA 93013-3032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	190 SERAFIN ST, CARPINTERIA, CA 93013-3032
Document Number	0000019133
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	190 SERAFIN ST CARPINTERIA CA 930133032, CARPINTERIA, CA 93013-3032

Mortgage

Document Number	0000019133
Date	Apr 24, 2017
Instrument	19133

Lender

Name	MONTECITO BK&TR
Type	Bank
Address	SANTA BARBARA, CA 93120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,311 (+2%) Land $182,794 Building $229,517
2025	$5,032.00 (+3.75%) Homeowner's exemption	$404,227 (+4.04%) Land $179,210 Building $225,017
2023	$4,850.00 (+2.06%) Homeowner's exemption Additional exemption filed	$388,532 Land $172,252 Building $216,280
2022	$4,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1978–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, Peak WiFi, Verizon.

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