190 Sandpiper Dr, Midway, GA 31320 Property Records

Liberty County property record for 190 Sandpiper Dr, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,970 sqft · built 2008
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Sep 2025)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239D 055`

Property Details

APN / Parcel Number

Primary APN	`239D 055`
Alternative APN	`21476`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,970 sqft Heated Area
1st Floor Area	1,970 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,013 sqft (0.689 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21476
Street Address	190 SANDPIPER DR
City	MIDWAY
State	GA
Zip	31320-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 18 SEABROOK ISLAND PH 3 .689AC
Legal Subdivision	SEABROOK ISLAND
Legal Phase	3
Legal Lot Number	18
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1037
Census Tract	10503

Owner

Source: Liberty County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 SANDPIPER DR, MIDWAY, GA 31320-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jan 20, 2010 · Amount on Record
Deed Document Number	20256762
Deed Book / Page	2431 / 657
Record Updated	Oct 29, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Sep 26, 2025
Property Address	190 SANDPIPER DR, MIDWAY, GA 31320-2500
Document Number	0024310657
Book / Page	2431 / 657
Instrument Date	Sep 26, 2025
Instrument	D2025-006762
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3.29
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SANDPIPER DR, MIDWAY, GA 31320-2500

Mortgage

Document Number	D2025006763
Date	Sep 26, 2025
Instrument	D2025-006763

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,223.00 (+1.01%)	$138,387 (+1.96%) Land $20,000 Building $118,387	$345,967 (+1.96%) Land $50,000 Building $295,967
2024	$5,171.00 (+25.15%) Homeowner's exemption	$135,724 (+11.9%) Land $18,000 Building $117,724	$339,311 (+11.9%) Land $45,000 Building $294,311
2023	$4,132.00 Homeowner's exemption	$121,293 Land $18,000 Building $103,293	$303,232 Land $45,000 Building $258,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	5 (2016–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 98.8% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEABROOK ISLAND SUBDIVISION private · serves 101 people · EPA ID GA1790132
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sandpiper Dr

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