Santa Cruz County property record for 190 San Andreas Ln, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,991 sqft · built 1983 |
| Lot Size | 1.27 acres (55,583 sqft) |
| Owner | Trust Name on File |
| Last Sale | $787,000 (Dec 1999) |
| Tax Bill | $14,624 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-031-19 |
| Primary APN | 045-031-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,991 sqft Living Area |
| Gross Area | 4,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 55,583 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 613 sqft |
| Patio Area | 613 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 190 SAN ANDREAS LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-8326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 122300 |
190 San Andreas Ln is owner-occupied and held in a trust since November 2007.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 190 SAN ANDREAS LN, WATSONVILLE, CA 95076-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1999 · Amount on File |
| Deed Sale | Dec 13, 1999 · Amount on File |
| Prior Sale | Mar 8, 1994 · Amount on File |
| Deed Document Number | 199977570 |
| Last Transfer Date | Nov 27, 2007 |
| Transfer Doc | 0000060913 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 190 San Andreas Ln was $14,624 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,233,807 (+2%) Land $509,516 Building $724,291 | ||
| 2025 | $14,624.00 Homeowner's exemption | $1,209,615 Land $499,525 Building $710,090 | |
| 2023 | $12,937.00 (+1.81%) Homeowner's exemption | $1,162,644 Land $480,128 Building $682,516 | $2,026,620 |
| 2022 | $12,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 San Andreas Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 San Andreas Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.
5G and 4G LTE (outdoors only)
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