190 Saenz Ln, #A, Joliet, IL 60436 Property Records

Will County property record for 190 Saenz Ln, #A, Joliet, IL 60436

Property Summary

Property Type	Condominium
Details	2 ba · 1,250 sqft · built 1995
Lot Size	0.383 acres (16,696 sqft)
Owner	Individual Name on Record
Last Sale	$132,900 (Aug 2019)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-13-203-009-1001`

Property Details

APN / Parcel Number

Primary APN	`05-06-13-203-009-1001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,696 sqft (0.383 acres)
Garage Type	Attached
Garage Area	205 sqft
Parking Spaces	1 Parking Space
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	190 SAENZ LN, A
City	JOLIET
State	IL
Zip	60436-1053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT A BLDG 11 IN GOLFVIEW ESTATES CONDOS, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC 13, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	13
Legal Subdivision	GOLFVIEW ESTATES CONDOMINIUM
Legal Unit	A
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1033
Census Tract	883210

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 SAENZ LN, A, JOLIET, IL 60436-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 7, 2019	Warranty Deed, Transfer · Conventional Mortgage ALTERRA GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	201951469
Prior Transfer Date	Jul 25, 2002
Prior Transfer Doc	0000120445
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	190 SAENZ LN # A, A, JOLIET, IL 60436-1053
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127432
Date	Nov 23, 2021
Instrument	R2021127432

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 7, 2019
Property Address	190 SAENZ LN, JOLIET, IL 60436-1053
Document Number	0000051469
Map Reference	DOC R92-44173
Instrument Date	Jul 15, 2019
Instrument	R2019051469
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SAENZ LN # A, A, JOLIET, IL 60436-1053

Mortgage

Document Number	0000051470
Date	Aug 7, 2019
Instrument	R2019051470

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00 (+26.88%)	$63,861 (+10.17%) Land $10,196 Building $53,665	$191,583 (+10.17%) Land $30,588 Building $160,995
2024		$57,968 (+24.92%) Land $9,410 Building $48,558	$173,904 (+24.92%) Land $28,230 Building $145,674
2022	$3,750.00 Homeowner's exemption	$46,404 Land $8,001 Building $38,403	$139,212 Land $24,003 Building $115,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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