190 Saddlebrook Dr, Covington, GA 30016 Property Records

Newton County property record for 190 Saddlebrook Dr, Covington, GA 30016 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	2,316 sqft Heated Area
Lot Size	13,504 sqft (0.31 acres)
Garage	680 sqft
Occupancy	Owner Occupied
Last Sale	$194,000 (2019)
Tax Bill	$3,434.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0026D-00000-189-000`
Alternative APNs	`0026D 189` `12397`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,316 sqft Heated Area
1st Floor	2,076 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Vinyl Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces
Garage Area	680 sqft Garage
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	12397
Old Parcel Number	0026D 189
Street Address	190 SADDLEBROOK DR
City	COVINGTON
State	GA
Zip	30016-3051
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 179 SADDLEBROOK PH2
Legal Subdivision	SADDLEBROOK & MEADOWS AT SADDLEBROOK
Legal Phase	2
Legal Lot Number	179
Jurisdiction	NEWTON GA
Minor Civil Division	COVINGTON-PORTERDALE
Census Blockgroup	1
Census Block	1012
Census Tract	100503

Owner

Source: Newton County records · APN 0026D-00000-189-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 SADDLEBROOK DR, COVINGTON, GA 30016-3051
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Aug 01, 2005 · Amount on Record
Deed Doc Number	0000393729
Deed Book / Page	3937 / 29
Last Transfer Date	Dec 18, 2019
Transfer Doc	0039370029
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 18, 2019
Property Address	190 SADDLEBROOK DR, COVINGTON, GA 30016-3051
Document Number	0039370029
Book / Page	003937 / 000029
Instrument Date	Dec 13, 2019
Instrument	16583
Transaction Type	Transfer
Record Updated	Jan 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SADDLEBROOK DR COVINGTON GA 300163051, COVINGTON, GA 30016-3051

Mortgage

Document Number	39370031
Date	Dec 18, 2019
Book Page	003937/000031
Instrument	16584

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank (FSB)
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 (+19.69%) Homeowner's exemption	$143,560 (+14.45%) Land $18,000 Building $125,560	$358,900 (+14.45%) Land $45,000 Building $313,900
2023		$125,440 Land $8,800 Building $116,640	$313,600 Land $22,000 Building $291,600
2022	$2,869.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.