190 S Ringneck Pl, Garner, NC 27529 Property Records

Johnston County property record for 190 S Ringneck Pl, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 2003
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$1,983 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05F02028X`

Property Details

APN / Parcel Number

Primary APN	`05F02028X`
Alternative APN	`2000237099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000237099
Street Address	190 S RINGNECK PL
City	GARNER
State	NC
Zip	27529-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 MALLARDS RIDGE 60/461
Legal Subdivision	MALLARDS RIDGE SUBDIVISION
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2005
Census Tract	41111

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 S RINGNECK PL, GARNER, NC 27529-6728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 9, 2017	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	2021738489
Deed Book / Page	5871 / 827
Prior Transfer Date	Apr 3, 2003
Prior Transfer Doc	2419000864
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 16, 2021
Property Address	190 S RINGNECK PL, GARNER, NC 27529-6728
Document Number	0000738489
Book / Page	5871 / 827
Map Reference	MB 60 PG 460-468
Instrument Date	Mar 4, 2021
Instrument	2021738489
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 CARRIAGE CREEK DR, 624, SMITHFIELD, NC 27577-6212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BECKER ST, LAKE PEEKSKILL, NY 10537-1420

Mortgage

Document Number	0000738490
Date	Mar 16, 2021
Instrument	2021738490

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	190 S RINGNECK PL, GARNER, NC 27529-6728
Document Number	0000540851
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 S RINGNECK PL GARNER NC 275296728, GARNER, NC 27529-6728

Mortgage

Document Number	0000540851
Date	Aug 15, 2017
Book Page	005009/000365
Instrument	540851

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,983.00 (+38.87%)	$317,430 (+73.87%) Land $90,000 Building $227,430	$317,430 (+73.87%) Land $90,000 Building $227,430
2023	$1,428.00	$182,570 Land $50,000 Building $132,570	$182,570 Land $50,000 Building $132,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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