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190 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 190 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,134 sqft · built 1932
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on File
Tax Bill$6,541 (2025)
Deeds & MortgagesNov 2024 Transfer
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-029-00-015-00

Property Details

APN / Parcel Number

Primary APN20-029-00-015-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,134 sqft Living Area
Gross Area4,102 sqft
1st Floor Area1,864 sqft
Upper Floors Area915 sqft
AtticAttic
Attic Area284 sqft
Basement Area128 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1970
Architectural StyleTudor
Exterior MaterialBrick
Construction TypeFrame
Lot Area38,768 sqft (0.89 acres)
Lot Dimensions276 ft deep x 129 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area48 sqft
Patio Area284 sqft
Pole Barn360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address190 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 WALTERS ALLOT
Legal SubdivisionGENEVA
Legal Lot Number16
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4029
Census Tract802

Owner

Source: Ashtabula County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 S RIDGE RD E, GENEVA, OH 44041-9301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2024Transfer on Death Deed, Transfer
Jul 18, 2017Deed of Trust, Mortgage · Line of Credit
THE ANDOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionASHTABULA OH
Recording DateNov 12, 2024
Property Address190 S RIDGE RD E, GENEVA, OH 44041-9301
Document Number0000010032
Book / Page831 / 190
Instrument DateOct 28, 2024
Instrument2024-00010032
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address190 S RIDGE RD E, GENEVA, OH 44041-9301

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address190 S RIDGE RD E, GENEVA, OH 44041-9301
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006981
DateJul 18, 2017
Book Page640/0692
Instrument201700006981
Lender
NameTHE ANDOVER BANK
TypeBank
AddressGENEVA, OH 44041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueAug 1, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,541.00 (+104.6%)$80,190 (-) Land $14,180 Building $66,010$229,100 (-) Land $40,500 Building $188,600
2024$3,197.00 (-27.03%) Homeowner's exemption Senior Citizen's exemption$80,190 (-19.67%) Land $14,180 Building $66,010
2023$4,381.00 (+40.91%) Homeowner's exemption$99,830 (+38.38%) Land $14,180 Building $85,650$229,100 (+11.16%) Land $40,500 Building $188,600
2022$3,109.00 Homeowner's exemption$72,140 Land $10,920 Building $61,220
2020$206,100 Land $31,200 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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