Warwick City property record for 190 S Cobble Hill Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,604 sqft · built 1969 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Mar 2025) |
| Tax Bill | $6,946 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23401670000 |
| Primary APN | 23401670000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 151249 |
|---|---|
| Street Address | 190 S COBBLE HILL RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-9335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A15 |
| Legal Block | 167 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 22201 |
190 S Cobble Hill Rd is owned and occupied by two individuals who bought it in March 2025.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 S COBBLE HILL RD, WARWICK, RI 02886-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANKNEWPORT |
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MORTGAGE COMPANY |
| Jul 11, 2023 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Prior Sale | May 10, 2024 · Amount on File |
| Deed Document Number | 20252437 |
| Deed Book / Page | 10645 / 11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 190 S COBBLE HILL RD, WARWICK, RI 02886-9335 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010855-200 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 10855/200 |
| Instrument | 2784 |
| Name | BANKNEWPORT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 190 S COBBLE HILL RD, WARWICK, RI 02886-9335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0010798-73 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 10798/73 |
| Instrument | 13808 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 11, 2023 |
| Property Address | 190 S COBBLE HILL RD, WARWICK, RI 02886-9335 |
| Document Number | 010350-290 |
| Book / Page | 10350 / 290 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 7006 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 RESERVOIR AVE, PROVIDENCE, RI 02907-3417 |
The 2025 property tax bill for 190 S Cobble Hill Rd was $6,946.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,946.00 | $546,900 Land $155,700 Building $391,200 | |
| 2024 | $672,505 | ||
| 2023 | $5,168.00 (-0.75%) | $364,200 (+31.01%) Land $135,300 Building $228,900 | |
| 2022 | $5,207.00 | $278,000 Land $98,300 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 S Cobble Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 S Cobble Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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