190 S 7th Ave, Elgin, OR 97827 Property Records

Union County property record for 190 S 7th Ave, Elgin, OR 97827

Property Summary

Property TypeCommercial
Details2,687 sqft · built 1910
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Dec 2024)
Tax Bill$1,233 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Dec 2020 Sale & Mortgage
APN01N3915DA 7800

Property Details

APN / Parcel Number

Primary APN01N3915DA 7800
Alternative APNs
  • 01N39E15DA780002301
  • 13128

Interior

Building Area2,687 sqft Gross Area
1st Floor Area2,687 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1950
Lot Area13,068 sqft (0.3 acres)
Lot Width108 ft Width

Location & Zoning

Account Number13128
Street Address190 S 7TH AVE
CityELGIN
StateOR
Zip97827-9705
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeEL-CB
Legal SubdivisionTOWN OF ELGIN
Legal Lot Number7800
JurisdictionUNION OR
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract970100

Owner

Source: Union County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address190 S 7TH AVE, ELGIN, OR 97827-9705
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2024Warranty Deed, Transfer · Seller Carry-Back
BRUCE ROGERS
Dec 10, 2020Bargain and Sale Deed, Transfer · Commercial Mortgage
OLD WEST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleDec 10, 2020 · Amount on Record
Deed Document Number20242712
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION OR
Recording DateDec 10, 2024
Property Address190 S 7TH AVE, ELGIN, OR 97827-9705
Document Number0020242712
Instrument DateDec 4, 2024
Instrument20242712
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyEASTERN OREGON TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 S 7TH AVE, ELGIN, OR 97827-9705

Mortgage

Document Number0020242713
DateDec 10, 2024
Instrument20242713
Lender
NameBRUCE ROGERS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term77 Months
DueMay 1, 2031

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION OR
Recording DateDec 10, 2020
Property Address190 S 7TH AVE, ELGIN, OR 97827
Document Number0020204296
Instrument DateDec 8, 2020
Instrument20204296
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyEASTERN OREGON TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 588, ELGIN, OR 97827-0588

Mortgage

Document Number0020204297
DateDec 10, 2020
Instrument20204297
Lender
NameOLD WEST FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 9, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateOregon
CountyUnion County
MunicipalityElgin City
Unified School DistrictElgin School District 23 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,233.00 (+0.74%)$82,230 (+1.47%) Land $38,400 Building $43,830$82,230 (+0.72%) Land $38,400 Building $43,830
2023$1,224.00 (+1.49%) Additional exemption filed$81,040 (+6.09%) Land $37,980 Building $43,060$81,640 (+1.48%) Land $38,240 Building $43,400
2022$1,206.00 Additional exemption filed$76,390 Land $35,797 Building $40,593$80,450 Land $37,900 Building $42,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2019–2020)
Most Recent ClaimFeb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN WATER DEPARTMENT
serves 1,717 people · EPA ID OR4100273
Water SourceGroundwater
Last State InspectionDec 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ziply Fiber
Fixed Wireless · Fiber, DSL in parts of the area
50 / 10

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