190 S 600 W, Payson, UT 84651 Property Records

Utah County property record for 190 S 600 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,840 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$105,600 (Jun 1999)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-107-0008`

Property Details

APN / Parcel Number

Primary APN	`08-107-0008`
Alternative APN	`011221`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	011221
Street Address	190 S 600 W
City	PAYSON
State	UT
Zip	84651-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 75 FT E OF SW COR LOT L, BLK 13, PLAT O, PAYSON; N 100 FR; E 79 FT; S 100FT; W 79 FT TO BEG. AREA .18 AC.
Legal Subdivision	PAYSON CITY SURV O
Legal Block	13
Legal Lot Number	L
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1017
Census Tract	3403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

190 S 600 W is owned and occupied by two individuals who bought it in June 1999.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 S 600 W, PAYSON, UT 84651-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit NEBO CU
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 1999 · Amount on File
Deed Sale	Jun 7, 1999 · Amount on File
Deed Document Number	199967108
Deed Book / Page	5114 / 428
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	190 S 600 W, PAYSON, UT 84651-2035
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038379
Date	Jun 14, 2023
Instrument	38379:2023

Lender

Name	NEBO CU
Type	Credit Union
Address	SPRINGVILLE, UT 84663

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	190 S 600 W, PAYSON, UT 84651-2035
Document Number	0000138774
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	FIRST AMERICAN - UNION PK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 S 600 W PAYSON UT 846512035, PAYSON, UT 84651-2035

Mortgage

Document Number	0000138774
Date	Sep 14, 2020
Instrument	138774

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	190 S 600 W, PAYSON, UT 84651-2035
Document Number	0000087360
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 S 600 W PAYSON UT 846512035, PAYSON, UT 84651-2035

Mortgage

Document Number	0000087360
Date	Sep 12, 2018
Instrument	87360

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 190 S 600 W was $1,841, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,720 (-42.73%)	$350,400 (+4.13%) Land $123,900 Building $226,500
2025	$1,841.00 (+0.05%)	$336,500 Land $118,000 Building $218,500	$336,500 Land $118,000 Building $218,500
2024	$1,840.00 (+11.79%)
2023	$1,646.00 (+7.79%)	$168,025	$305,500 Land $101,700 Building $203,800
2022	$1,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 S 600 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 S 600 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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