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190 Rte 292, Holmes, NY 12531 Property Records

Putnam County and Patterson Town property record for 190 Rte 292, Holmes, NY 12531 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,290 sqft · built 1850
Lot Size5.31 acres (231,304 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Feb 2026)
Tax Bill$15,804 (2024)
Deeds & MortgagesOct 2021 Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN372400 3.-1-56

Property Details

APN / Parcel Number

Primary APN372400 3.-1-56
Alternative APNs
  • 240000300000010560000000
  • 000002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,290 sqft Living Area
Gross Area4,242 sqft
1st Floor Area1,316 sqft
2nd Floor Area1,316 sqft
Upper Floors Area658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialWood
Lot Area231,304 sqft (5.31 acres)
Lot Width160 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area560 sqft
Patio Area448 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number000002
Street Address190 ROUTE 292
CityHOLMES
StateNY
Zip12531-5335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number56.00
JurisdictionPUTNAM NY
Township / Civil DivisionPATTERSON
Census Block Group1
Census Block1001
Census Tract10201

Owner

Source: Putnam County and Patterson Town records · APN 372400 3.-1-56

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 PENNY RD, PAWLING, NY 12564-2206
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 19, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
NAVY FCU
Feb 25, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2026 · Amount on Record
Deed SaleFeb 19, 2026 · Amount on Record
Prior SaleDec 20, 2006 · Amount on Record
Deed Document Number20261205
Deed Book / Page2433 / 30
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address190 ROUTE 292, PATTERSON, NY 12563
Transaction TypeMortgage
Record UpdatedMay 06, 2026
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressROUTE 292 HOLMES, HOLMES, NY 12531-5240

Mortgage

Document Number0074970080
DateOct 22, 2021
Book Page7497/80
Instrument12493-2021
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

February 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateFeb 19, 2026
Property Address190 ROUTE 292, PATTERSON, NY 12563
Document Number0024330030
Book / Page2433 / 30
Map ReferenceMAP 3204
Instrument DateFeb 12, 2026
Instrument1205-2026
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyATTORNEYS TITLE INS FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address190 ROUTE 292, HOLMES, NY 12531-5335

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 PENNY RD, PAWLING, NY 12564-2206

Mortgage

Document Number0008074330
DateFeb 19, 2026
Instrument8074/330
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address190 ROUTE 292, PATTERSON, NY 12563
Document Number0070460122
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 ROUTE 292 HOLMES NY 125315335, HOLMES, NY 12531-5335

Mortgage

Document Number0070460122
DateMar 09, 2020
Book Page007046/000122
Instrument1976
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 08, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Patterson Town records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPatterson Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$591,100 (+6.01%) Land $95,400 Building $495,700$591,100 (+6.01%) Land $95,400 Building $495,700
2024$15,804.00$557,600 (+6.01%) Land $90,000 Building $467,600$557,600 (+6.01%) Land $90,000 Building $467,600
2023$526,000 (+14%) Land $84,900 Building $441,100$526,000 (+14%) Land $84,900 Building $441,100
2022$461,400 Land $69,600 Building $391,800$461,400 Land $69,600 Building $391,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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