Morrow County property record for 190 Rock St, Heppner, OR 97836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,324 sqft · built 1975 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,564 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02S2635BA-01700 |
| Primary APN | 02S2635BA-01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,324 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 459 |
|---|---|
| Street Address | 190 ROCK ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-7309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1; RESIDENTIAL |
| Legal Description | PROPERTY:R459, VALLEYVIEW ESTATES, 3, 2 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | VALLEYVIEW ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 5 |
| Census Block | 5049 |
| Census Tract | 970200 |
190 Rock St is owned by an individual who acquired it in April 2002.
Source: Morrow County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 219, HEPPNER, OR 97836-0219 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF EASTERN OREGON |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF EASTERN OREGON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2002 |
| Deed Sale | Apr 1, 2002 |
| Deed Document Number | 2002 4275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 190 ROCK ST, HEPPNER, OR 97836-7309 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Title Company | MCTC |
| Name | Verified Name |
|---|---|
| Address | 190 ROCK ST, HEPPNER, OR 97836-7309 |
| Document Number | 0202252032 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022-52032 |
| Name | BANK OF EASTERN OREGON |
|---|---|
| Type | Bank |
| Address | HEPPNER, OR 97836 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 5, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 190 ROCK ST, HEPPNER, OR 97836-7309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 190 ROCK ST, HEPPNER, OR 97836-7309 |
| Document Number | 202148899 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-48899 |
| Name | BANK OF EASTERN OREGON |
|---|---|
| Type | Bank |
| Address | HEPPNER, OR 97836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 25, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 190 Rock St was $4,564, up 15.3% from the year before.
Source: Morrow County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,564.00 (+15.34%) | $169,610 (+3%) | $370,990 (+4.08%) Land $43,210 Building $327,780 |
| 2024 | $3,957.00 (+2.91%) | $164,670 (+3%) | $356,460 (+10.87%) Land $43,210 Building $313,250 |
| 2023 | $3,845.00 (+28.29%) | $159,880 (+3%) | $321,500 (+58.95%) Land $39,280 Building $282,220 |
| 2022 | $2,997.00 | $155,230 | $202,260 Land $34,470 Building $167,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Rock St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 67% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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