190 Roberta Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 190 Roberta Dr, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,120 sqft Living Area
Lot Size6,882 sqft (0.158 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Tax Bill$2,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN051-532-14
Alternative APN
  • 051-532-14-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,120 sqft Living Area
Gross Area1,520 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,882 sqft (0.158 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address190 ROBERTA DR
CityWATSONVILLE
StateCA
Zip95076-0942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMESA VILLAGE 5
Legal Lot Number111
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup3
Census Block3003
Census Tract122500

Owner

Source: Santa Cruz County records · APN 051-532-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 ROBERTA DR, WATSONVILLE, CA 95076-0942
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Affidavit of Death of Joint Tenant, Transfer · Stand Alone Second Mortgage
BAY FINANCIAL SAVINGS BANK FSB
Jun 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 16, 2025
Transfer Doc0000022735
Record RefreshedSep 20, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSANTA CRUZ CA
Recording DateOct 23, 2025
Property Address190 ROBERTA DR, WATSONVILLE, CA 95076-0942
Document Number0000022735
Map ReferenceMB 55 PG 15
Instrument DateOct 18, 2025
Instrument2025-0022735
Transaction TypeTransfer
Record UpdatedNov 07, 2025
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 ROBERTA DR, WATSONVILLE, CA 95076-0942

Mortgage

Document Number0000022736
DateOct 23, 2025
Instrument2025-0022736
Lender
NameBAY FINANCIAL SAVINGS BANK FSB
TypeBank
AddressCAPITOLA, CA 95010
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address190 ROBERTA DR, WATSONVILLE, CA 95076-0942
Document Number0000019512
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedOct 23, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address190 ROBERTA DR WATSONVILLE CA 950760942, WATSONVILLE, CA 95076-0942

Mortgage

Document Number0000019512
DateJun 14, 2017
Instrument19512
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$62,476 (+2%) Land $12,934 Building $49,542
2025$2,151.00 (+15.65%)$61,250 (+4.04%) Land $12,680 Building $48,570
2023$1,860.00 (+5.56%) Homeowner's exemption$58,872 Land $12,188 Building $46,684$558,000
2022$1,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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