Flathead County property record for 190 Riverside Rd, Kalispell, MT 59901 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,456 sqft · built 2003 |
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0765931 |
| Primary APN | R0765931 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,456 sqft Living Area |
| 1st Floor Area | 3,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 871,636 sqft (20 acres) |
| Terrain | Wooded |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 596 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000414823 |
|---|---|
| Street Address | 190 RIVERSIDE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S22, T28 N, R20 W, C.O.S. 22941-2, ACRES 20.01, TR 2A IN NW4NW4 (SELL W/TR 1CA IN S21), TR 1CA IN N2N2NE4 (SELL W/TR 2A IN S 22) |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 22 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 15348 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1306 |
Source: Flathead County records · APN R0765931
Assessment roll updated September 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7937, KALISPELL, MT 59904-0937 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 |
| Deed Sale | Jan 14, 2025 |
| Deed Document Number | 2025715 |
| Prior Transfer Date | Jan 07, 2025 |
| Prior Transfer Doc | 0000000715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 190 RIVERSIDE RD, KALISPELL, MT 59901-8216 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202600003499 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 202600003499 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 190 RIVERSIDE RD, KALISPELL, MT 59901-8216 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100014133 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 202100014133 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Creston Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 (-17.67%) | $1,150,175 (+50.76%) | $1,150,175 (+50.76%) Land $177,655 Building $972,520 |
| 2023 | $5,013.00 | $762,943 | $762,943 Land $7,643 Building $755,300 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 6% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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