190 River Rd, Sparta, MI 49345 Property Records

Kent County property record for 190 River Rd, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1934
Lot Size	0.368 acres (16,030 sqft)
Owner	Individual Name on Record
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-452-002`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-452-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,242 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	16,030 sqft (0.368 acres)
Lot Dimensions	150 ft deep x 107 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 RIVER RD
City	SPARTA
State	MI
Zip	49345-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	LOT 6 * CARLSON ACRES
Legal Subdivision	CARLSON ACRES
Legal Lot Number	6
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2011
Census Tract	10401

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 RIVER RD, SPARTA, MI 49345-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	190 RIVER RD, SPARTA, MI 49345-1174
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIVER RD, SPARTA, MI 49345-1174

Mortgage

Document Number	0000100053
Date	Sep 10, 2021
Instrument	20210910-0100053

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	190 RIVER RD, SPARTA, MI 49345-1174
Document Number	0000009318
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 RIVER RD SPARTA MI 493451174, SPARTA, MI 49345-1174

Mortgage

Document Number	0000009318
Date	Feb 12, 2019
Instrument	9318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,900 (+3.01%)	$177,800 (+3.01%)
2025	$1,342.00 (+18.55%) Homeowner's exemption	$86,300 (+20.36%)	$172,600 (+20.36%)
2023		$71,700	$143,400
2019	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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