190 Ridgeway Dr, Cataula, GA 31804 Property Records

Harris County property record for 190 Ridgeway Dr, Cataula, GA 31804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 1995
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Oct 2021)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049 114`

Property Details

APN / Parcel Number

Primary APN	`049 114`
Alternative APN	`7113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,943 sqft Heated Area
1st Floor Area	1,943 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	840 sqft

Exterior Amenities

Porch	Porch
Porch Area	138 sqft
Patio Area	160 sqft
Canopy	710 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7113
Street Address	190 RIDGEWAY DR
City	CATAULA
State	GA
Zip	31804-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 4 HOLLY RIDGE
Legal Subdivision	HOLLY RIDGE
Legal Lot Number	4
Jurisdiction	HARRIS GA
Township / Civil Division	WAVERLY HALL
Census Block Group	3
Census Block	3011
Census Tract	120401

Owner

190 Ridgeway Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Harris County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	190 RIDGEWAY DR, CATAULA, GA 31804-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Jul 18, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	20211823
Deed Book / Page	1979 / 146
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Oct 5, 2021
Property Address	190 RIDGEWAY DR, CATAULA, GA 31804-2638
Document Number	1979/146
Book / Page	1979 / 146
Instrument Date	Oct 5, 2021
Instrument	2021-001823
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY DR, CATAULA, GA 31804-2638

Mortgage

Document Number	0000001979/0000000149
Date	Oct 6, 2021
Book Page	0000001979/0000000149

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Jul 18, 2018
Property Address	190 RIDGEWAY DR, CATAULA, GA 31804-2638
Document Number	1557/225
Book / Page	1557 / 225
Instrument Date	Jul 18, 2018
Instrument	2018-001149
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIDGEWAY DR, CATAULA, GA 31804-2638

Mortgage

Document Number	1557/226
Date	Jul 25, 2018
Book Page	1557/226

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 190 Ridgeway Dr was $2,993 with a homeowner's exemption.

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Harris County
Unified School District	Harris County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 Homeowner's exemption	$126,996 Land $10,000 Building $116,996	$317,489 Land $25,000 Building $292,489
2023	$3,091.00 (+0.06%) Homeowner's exemption	$114,346 Land $10,000 Building $104,346	$285,866 Land $25,000 Building $260,866
2022	$3,089.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Ridgeway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Ridgeway Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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