190 Regency Pl, Covington, GA 30016 Property Records

Newton County property record for 190 Regency Pl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,816 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Dec 2018)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014C-00000-161-000`

Property Details

APN / Parcel Number

Primary APN	`0014C-00000-161-000`
Alternative APN	`45227`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,816 sqft Heated Area
1st Floor Area	78 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	780 sqft
Porch	Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45227
Street Address	190 REGENCY PL
City	COVINGTON
State	GA
Zip	30016-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 161 WESTMINSTER PH4
Legal Subdivision	WESTMINSTER
Legal Phase	4
Legal Lot Number	161
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3007
Census Tract	100902

Owner

Source: Newton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	190 REGENCY PL, COVINGTON, GA 30016-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 11, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE
Jan 3, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	0000378875
Deed Book / Page	3788 / 75
Last Transfer Date	Jan 3, 2019
Transfer Doc	0037880075
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	190 REGENCY PL, COVINGTON, GA 30016-4614
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 REGENCY PL, COVINGTON, GA 30016-4614

Mortgage

Document Number	0047700000000849
Date	Oct 14, 2025
Book Page	0000004770/0000000849
Instrument	2025011558

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	190 REGENCY PL, COVINGTON, GA 30016-4614
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 REGENCY PL, COVINGTON, GA 30016-4614

Mortgage

Document Number	0042620000000027
Date	Sep 11, 2021
Book Page	0000004262/0000000027
Instrument	017373

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 3, 2019
Property Address	190 REGENCY PL, COVINGTON, GA 30016-4614
Document Number	0037880075
Book / Page	003788 / 000075
Instrument Date	Dec 27, 2018
Instrument	72
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 REGENCY PL COVINGTON GA 300164614, COVINGTON, GA 30016-4614

Mortgage

Document Number	37880076
Date	Jan 3, 2019
Book Page	003788/000076
Instrument	73

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,188.00 (+32.69%)	$206,640 (+16.27%) Land $24,000 Building $182,640	$516,600 (+16.27%) Land $60,000 Building $456,600
2023		$177,720 Land $10,800 Building $166,920	$444,300 Land $27,000 Building $417,300
2022	$3,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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