190 Regency Ln, Boone, NC 28607 Property Records

Watauga County property record for 190 Regency Ln, Boone, NC 28607 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,639 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (Jan 2016)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2838-28-0534-000`

Property Details

APN / Parcel Number

Primary APN	`2838-28-0534-000`
Alternative APN	`1761054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,639 sqft Living Area
1st Floor Area	2,189 sqft
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	594 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1761054
Street Address	190 REGENCY LN
City	BOONE
State	NC
Zip	28607-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GOSHEN VALLEY IV
Legal Subdivision	GOSHEN VALLEY
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2026
Census Tract	920702

Owner

Source: Watauga County records · APN 2838-28-0534-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	907 MOORE HOLLOW RD, INDIAN MOUND, TN 37079-5261
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2016 · Amount on Record
Deed Sale	Jan 06, 2016 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	2016643727
Deed Book / Page	1840 / 836
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	190 REGENCY LN, BOONE, NC 28607-9284
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ECHO TRL, THOMASVILLE, NC 27360-8096

Mortgage

Document Number	0023730227
Date	Feb 28, 2024
Book Page	2373/227
Instrument	738775

Lender

Name	COGENT BANK
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00	$665,900 (-) Land $75,000 Building $590,900
2024			$665,900 Land $75,000 Building $590,900
2023		$665,900 Land $75,000 Building $590,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force 5 of 8 on primary residences
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.