Franklin County property record for 190 Reba Ln, Saint Clair, MO 63077
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3 ba · 1,404 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-5-22.0-0-005-016.300 |
| Primary APN | 22-5-22.0-0-005-016.300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile Home |
| Lot Area | 130,680 sqft (3 acres) |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Street Address | 190 REBA LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3108 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | ANU |
| Legal Description | LOT:4 REBA ESTATES |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 22 |
| Legal Subdivision | REBA ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 800903 |
190 Reba Ln is owned and occupied by an individual who acquired it in July 2022.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 190 REBA LN, SAINT CLAIR, MO 63077-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 |
| Deed Sale | Jul 12, 2022 |
| Deed Document Number | 2210994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 12, 2022 |
| Property Address | 190 REBA LN, SAINT CLAIR, MO 63077-3108 |
| Document Number | 0002210994 |
| Map Reference | PB P PG 449 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2210994 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 REBA LN, SAINT CLAIR, MO 63077-3108 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 190 REBA LN, SAINT CLAIR, MO 63077-3108 |
| Document Number | 0002210995 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2210995 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 190 Reba Ln was $985.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $985.00 | $16,283 | $85,700 Land $37,200 Building $48,500 |
| 2023 | $798.00 (+15.48%) | $14,402 | $75,800 Land $28,140 Building $47,660 |
| 2022 | $691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Reba Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 Reba Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Bays-ET Highspeed, BlueBit Networks, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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