Winston County property record for 190 Ray Rd, Noxapater, MS 39346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,230 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $321 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 131250021 0000201 |
| Primary APN | 131250021 0000201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,230 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Mixed |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Electric |
|---|
| Street Address | 190 RAY RD |
|---|---|
| City | NOXAPATER |
| State | MS |
| Zip | 39346-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E2 SE4 NE4 |
| Jurisdiction | WINSTON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 950500 |
190 Ray Rd is owned and occupied by an individual who acquired it in November 2019.
Source: Winston County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1098, LOUISVILLE, MS 39339-1098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Nov 19, 2019 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2019 |
| Deed Sale | Nov 19, 2019 |
| Deed Document Number | 0000381601 |
| Deed Book / Page | 381 / 601 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON MS |
| Property Address | 190 RAY RD, NOXAPATER, MS 39346-5100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000758/102 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 758/102 |
| Instrument | 758-102 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 25, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINSTON MS |
| Recording Date | Nov 19, 2019 |
| Property Address | 190 RAY RD, NOXAPATER, MS 39346-5100 |
| Document Number | 000381/601 |
| Book / Page | 381 / 601 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22419 AL HIGHWAY 127, ELKMONT, AL 35620-5329 |
| Name | Verified Name |
|---|---|
| Address | 190 RAY RD, LOUISVILLE, MS 39339 |
The 2025 property tax bill for 190 Ray Rd was $321 with a homeowner's exemption.
Source: Winston County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Winston County |
| Unified School District | Louisville Municipal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321.00 Homeowner's exemption | $4,956 Land $550 Building $4,406 | $49,559 Land $5,500 Building $44,059 |
| 2023 | $297.00 Homeowner's exemption | $4,548 Land $500 Building $4,048 | $45,482 Land $5,000 Building $40,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Ray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 Ray Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST NOXAPATER WATER ASSN public/private · serves 1,188 people · EPA ID MS0800009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 12 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| East Mississippi Connect Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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