190 Raphael Rd, Madison, AL 35757 Property Records

Madison County property record for 190 Raphael Rd, Madison, AL 35757

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,649 sqft · built 2003
OwnerIndividual Name on Record
Last Sale$289,000 (May 2014)
Tax Bill$1,813 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-08-34-0-001-010.063

Property Details

APN / Parcel Number

Primary APN06-08-34-0-001-010.063
Alternative APN
  • 403129

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,649 sqft Living Area
1st Floor Area3,649 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number403129
Street Address190 RAPHAEL RD
CityMADISON
StateAL
Zip35757-8827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 IRONGATE AT KELLYWOODS PH III PB 43 PG 63
Legal Range02W
Legal Township02S
Legal Section34
Legal SubdivisionIRONGATE AT KELLYWOODS PH III
Legal Lot Number22
JurisdictionMADISON AL
Township / Civil DivisionHUNTSVILLE
Census Block Group2
Census Block2004
Census Tract10504

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address190 RAPHAEL RD, MADISON, AL 35757-8827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC
Jul 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MTG & INV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2014 · Amount on Record
Deed SaleMay 30, 2014 · Amount on Record
Prior SaleFeb 21, 2008 · Amount on Record
Deed Document Number2014284090
Deed Book / Page2014 / 284090
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address190 RAPHAEL RD, MADISON, AL 35757-8827
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100040410
DateMay 17, 2021
Instrument2021-00040410
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address190 RAPHAEL RD, MADISON, AL 35757-8827
Document Number0000054275
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address190 RAPHAEL RD MADISON AL 357578827, MADISON, AL 35757-8827

Mortgage

Document Number0000054275
DateAug 22, 2019
Instrument54275
Lender
NameADVANCE MTG & INV
TypeMERS
AddressSPANISH FORT, AL 36527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,813.00 (+10.95%) Homeowner's exemption$51,680 (+10.47%) Land $8,260 Building $43,420$516,800 (+10.5%) Land $82,600 Building $434,200
2023$1,634.00 (+12.69%) Homeowner's exemption$46,780 (+12.07%) Land $8,260 Building $38,520$467,700 (+12.08%) Land $82,600 Building $385,100
2022$1,450.00 Homeowner's exemption$41,740 Land $8,260 Building $33,480$417,300 Land $82,600 Building $334,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY WATER DEPARTMENT
serves 119,100 people · EPA ID AL0000888
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Raphael Rd

Nearby Streets

Search Property Records by Address or Parcel Number