190 Queen St, Toccoa, GA 30577 Property Records

Stephens County property record for 190 Queen St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1951
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Mar 2022)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T29 165`

Property Details

APN / Parcel Number

Primary APN	`T29 165`
Alternative APN	`744300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Terrain	Gentle Slope
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	744300
Street Address	190 QUEEN ST
City	TOCCOA
State	GA
Zip	30577-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 20 & 21 P D QUEEN S/D + PT TR 7 COLLINS
Legal Subdivision	P D QUEEN
Legal Tract	7
Legal Lot Number	20+21 21
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1017
Census Tract	970302

Owner

Source: Stephens County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	190 QUEEN ST, TOCCOA, GA 30577-6423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · VA Mortgage HOMEOWNERS FINANCIAL
Mar 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Aug 13, 2014 · Amount on Record
Deed Document Number	0001287433
Deed Book / Page	1287 / 433
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	190 QUEEN ST, TOCCOA, GA 30577-6423
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 QUEEN ST, TOCCOA, GA 30577-6423

Mortgage

Document Number	0012870000000435
Date	Mar 3, 2022
Book Page	0000001287/0000000435

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 1, 2022
Property Address	190 QUEEN ST, TOCCOA, GA 30577-6423
Document Number	0012870433
Book / Page	1287 / 433
Instrument Date	Mar 1, 2022
Instrument	2022-000310
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 QUEEN ST, TOCCOA, GA 30577-6423

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+62.35%)	$47,481 (+64.55%) Land $2,616 Building $44,865	$118,702 (+64.55%) Land $6,540 Building $112,162
2023	$1,020.00 (+6.47%)	$28,855 (+6.5%) Land $2,616 Building $26,239	$72,137 (+6.5%) Land $6,540 Building $65,597
2022	$958.00	$27,093 Land $2,616 Building $24,477	$67,732 Land $6,540 Building $61,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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