Santa Cruz County property record for 190 Quail Run Rd, Aptos, CA 95003
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 2,838 sqft · built 2003 |
| Lot Size | 0.736 acres (32,043 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Dec 2020) |
| Tax Bill | $16,294 (2025) |
| Deeds & Mortgages | Jan 2017 Reverse Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-232-22 |
| Primary APN | 040-232-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,838 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 32,043 sqft (0.736 acres) |
| Garage Type | Attached |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 190 QUAIL RUN RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3417 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | APTOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Dec 14, 2020 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Oct 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 202053862 |
| Prior Transfer Date | Aug 26, 2014 |
| Prior Transfer Doc | 0000028372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002932 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-0002932 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.31% |
| Type Change Date | Feb 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Document Number | 0000053862 |
| Map Reference | VOL 51 PG 51 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020-0053862 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Document Number | 0000053863 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0053863 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Document Number | 0000044321 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 44321 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 190 QUAIL RUN RD APTOS CA 950033417, APTOS, CA 95003-3417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 190 QUAIL RUN RD, APTOS, CA 95003-3417 |
| Document Number | 0000002933 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 190 QUAIL RUN RD APTOS CA 950033417, APTOS, CA 95003-3417 |
| Document Number | 0000002933 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2933 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Jan 24, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.31% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324,897 (+2%) Land $938,469 Building $386,428 | ||
| 2025 | $16,294.00 (+9.75%) | $1,298,918 (+4.04%) Land $920,067 Building $378,851 | |
| 2023 | $14,846.00 (+2.08%) | $1,248,480 Land $884,340 Building $364,140 | $1,618,560 |
| 2022 | $14,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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