190 Prairie Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 190 Prairie Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,474 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,295 (Dec 2014)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027501-5310`

Property Details

APN / Parcel Number

Primary APN	`027501-5310`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,474 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	270 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 PRAIRIE RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	64/68-77 SAMARA LAKES PARCEL C PHASE 2 LOT 531 OR3970/1574
Legal Range	28E
Legal Township	06S
Legal Section	37
Legal Subdivision	SAMARA LAKES PARCEL C PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	531
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1007
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	201475421
Deed Book / Page	3970 / 1574
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	190 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852

Mortgage

Document Number	0051801499
Date	Feb 16, 2021
Book Page	5180/1499
Instrument	2021017158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,074 (+2.7%)	$460,738 (-11.14%) Land $80,000 Building $380,738
2025	$4,390.00 (+12.54%) Homeowner's exemption	$339,897 (+2.9%)	$518,492 (-17.31%) Land $80,000 Building $438,492
2024	$3,901.00 (+18.9%) Homeowner's exemption	$330,318 (+18.87%)	$626,999 (+7.88%) Land $95,000 Building $531,999
2023	$3,281.00 (+2.85%) Homeowner's exemption	$277,882 (+2.87%)	$581,196 (+25.25%) Land $105,000 Building $476,196
2022	$3,190.00 Homeowner's exemption	$270,140	$464,045 Land $84,000 Building $380,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20